Billions of people live with vision loss and impairments, including colorblindness, glaucoma, cataracts, blurred vision, and other visual impairments impacting their lives. Work, in particular, can be a struggle, especially when employers aren’t supportive. The best solution to the workplace struggles of those living with a disability is choosing an employer that genuinely cares…
By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…
Business leaders and HR experts can have a difficult time educating their employees on insurance matters. Your employees need to understand what types of insurance policies will serve them best and the benefits that each relevant policy brings. This understanding goes not only for coverage provided by your organization, but also any supplementary coverage…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
This article originally appeared on the American Fidelity blog It’s hard to guess exactly where paid family and medical leave (PFML) laws will be enacted next. Many states have study commissions to assess the feasibility, cost, and other impacts of prospective PFML legislation. Models to watch include: State-run Program – the state provides and…
When we think back to how “stressed” we used to feel during the holidays, we might long for a bit of that old normal…especially as we continue feeling the effects of the pandemic and growing economic concerns. With your employees coping with burnout, COVID fatigue, and the rising cost of living, the “holiday blues” may…
Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…
Group disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…
This article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so it’s important to understand your options. What is…
Editor’s Note: In 2017, Autumn attended the Route 91 Harvest Festival in Las Vegas, and her world turned upside down. One of the many victims of the tragedy, Autumn was seriously injured and found herself facing a long recovery. “I woke up and was wired shut,” she said. “I had a tracheostomy because the blocked…
