Protecting loved ones

What the Pandemic Has Taught Us About Insurance

As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…

Low-Cost Ways to Cope With a Disability Diagnosis

Low-Cost Ways to Cope With a Disability Diagnosis

After weeks, months, or even years of searching for answers, a diagnosis – even a challenging one – can be a relief. There’s something extraordinarily powerful about being able to put a name to your symptoms and the cause behind them. However, that relief brings a hefty dose of its own fear and uncertainty with…

Helping Employers Increase Participation in Voluntary Long-Term Disability Insurance Plans

Helping Employers Increase Participation in Voluntary Long-Term Disability Plans

Recently, I was on a call with a prospective client company’s human resource department along with representatives from a national employee benefits firm. The purpose of the call was a ‘finalist presentation’ for a voluntary Guaranteed Standard Issue (GSI) program for the executive class of employees. I provided the framework for an interesting ‘ask’ from…

Clarifying the Connection between Short-Term Disability & COVID-19

By Diane Russell, Senior Vice President of Marketing & Consumer Strategy   There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…

What’s considered a disability? 10 causes every HR leader should know

When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…

How Disability Benefits Can Support You

More than 155 million U.S. workers are insured for a disability through the Social Security Disability Insurance (SSDI) program. They receive this insurance coverage through their payroll taxes, or FICA taxes, as a part of the Social Security program. When those who experience a chronic health condition, injury or sudden medical crisis need support –…