By Ian Bridgman Editor’s Note: Ian Bridgman is a longstanding member of The Council for Disability Awareness board. He also happens to be British – although, according to Bridgman, he became a “bloody American” in 2008. (Despite his citizenship, Bridgman still carries his wonderful dry sense of humor.) In this post, which first appeared on…
For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…
By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
By Holly Devine Editor’s Note: Holly Devine grew up knowing how to advocate for herself and what she needed – as it related to being a person with a physical disability. But it wasn’t until she was working at her first job after college that she learned how to ask for support with a mental…
Editor’s Note: The Council for Disability Awareness’ research consultant Fred Schott recently completed a third stint as host of The CDA’s Financial Health and Income Network podcast. This time, his guest was Ian Bridgman, executive director of The Claim Lab and a member of The CDA’s Board of Directors. Their topic was psychosocial factors and…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…
Ian Bridgman Editor’s Note: The Council for Disability Awareness board member, Ian Bridgman, makes a point in this post that few in the group disability insurance industry are willing to discuss publicly: Are US carriers ready to remove the 24-month mental health claim limitation? It is most likely an understatement to say we need more…
This article originally appeared on the American Fidelity Blog. Understanding the differences between short- and long-term disability can be tough and knowing which coverage is right for you is not always easy. However, disability insurance is an essential part of a solid financial plan, so it’s important to understand your options. What is disability insurance? Disability…
