Long-term disability insurance helps protect you from life’s unknowns and ensures you have a paycheck even when you’re not working. For anyone still paying off student loan debt, disability insurance is a must-have so you don’t fall behind on your loan payments.
If you expect to rely on Social Security Disability Insurance – SSDI – if you become disabled, you may be gambling with your financial well-being.
Janet McNichol, talks about the importance of life insurance vs disability insurance for employees and their families.
Benefits communication allow companies to provide better employees with information about short and long-term disability. Learn more
Pregnancy involves much anticipation, preparation and uncertainty. Expectant moms know they ought to eat well, but there are many aspects of pregnancy and preparation for life beyond that are not as clear. Everyone’s experience is unique, and, for most people, navigating what comes next—not only the changes a baby brings, but also immediate questions about leave and health benefits—can be an unfamiliar and complicated process.
How would you finance an unexpected disability? Here are three other ways to potentially cope with replacing your lost income when you’re out of work due to a disability.
There is a lot of misinformation out there regarding long-term disability insurance. We’re here to set the record straight on five of the most common myths. And check out how we took down three other long-term disability misconceptions here.
You are going to have a baby. You have plenty of planning to do: Baby showers, potential schools, preparing the nursery, and preparing yourself for three hours of sleep. Everything seems to be discussed except for finances. Without deep, anticipatory discussions and planning you may be walking headlong into any number of common financial mistakes new parents often make.
Supplemental disability insurance provides the benefit of receiving around 80 percent of your take home pay instead of around 60 percent if you have no supplemental disability insurance.
Long-term disability insurance is income protection. If you become disabled, your medical bills may be covered by health insurance, but how about insuring your income?