As we celebrate Pride Month this June, the world’s LGBTQ+ communities have many hard-won achievements to recognize. In the United States, where the Pride movement began, acceptance of LGBTQ+ people is greater than in many other countries. Yet, the weight of continued discrimination and poor physical health and mental distress is taking a unique toll…
By Steve Perrigo Editor’s Note: SSDI is an often-overlooked income benefit for individuals with disabilities or serious illnesses. Many Americans workers are unaware of this critical benefit that they earned while working. Employers and employees fund this federal program by paying Federal Insurance Contributions Act (FICA) payroll taxes. No one thinks it will happen to…
Mia Ferrarin Marketing Manager, Life and Disability Insurance, Individual Markets Guardian Life Insurance Company of America® Editor’s Note: When you think about protection, you might think about the assets in your life that you safeguard by purchasing an insurance policy — like your car, your home or other valuables. Maybe you think about other…
How brain chemistry and terror slow time down. Maybe it’s happened to you. You trip on a stair, begin to fall, and suddenly, everything slows down. Your coffee cup floats away. The ground rises slowly. A friend watches you in alarm. Your arm reaches out to brace yourself. It feels like many seconds have…
Depression, while often hiding in plain sight, ranks among the top three workplace problems for employee assistance professionals, resulting in 3% of total short-term disability days. For context, that’s more disability than what’s caused by heart disease, hypertension and diabetes—all in the form of an illness that isn’t nearly as visible as a broken bone.…
By Amy Fontinelle Editor’s Note: This blog post from The Council for Disability Awareness’ member company, MassMutual, defines how much of a problem Alzheimer’s disease and other forms of dementia are becoming as people live longer; points out how significant the direct and indirect costs of caring for someone with dementia are becoming; and recommends steps for estate planning and preparation that…
By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…
As we celebrate Pride Month this June, the world’s LGBTQ+ communities have many hard-won achievements to recognize. In the United States, where the Pride movement began, acceptance of LGBTQ+ people is greater than in many other countries. Yet, the weight of continued discrimination and poor physical health and mental distress is taking a unique toll…
