Disability insurance provides critical financial protection to American workers. Yet it’s a highly misunderstood form of insurance. You probably have health insurance, home or renter’s insurance, and car insurance. But what about your need for income protection insurance? Disability insurance pays you a portion of your income when an injury or illness takes you out…
Read MoreThe countdown is on for Tax Day. Cue the groans. But you can enter April with a spring in your step — and extra money in your wallet — by using these seven tips to make tax time easier. 1. Figure out all the tax deductions or credits you might qualify for. The first step…
Read MoreOf all the health risks that HR teams are watching these days, how many are analyzing the rising levels of loneliness in the workplace? We live in the most technologically connected age in human history — with open plan offices and devices that allow us to communicate with each other in manifold ways in an…
Read MoreIf you’re trying to pay off a hefty medical bill, you are not alone. Medical bills are a leading cause of debt in the U.S. Many working Americans don’t have enough savings in place, yet they are facing high deductibles and out-of-pocket expenses. A report published in 2017 by the Consumer Financial Protection Bureau showed that medical bills were the…
Read MoreLet’s face it, as a business owner, you’ve got enough to worry about. According to a recent survey by Paychex, 42 percent of professionals experience moderate stress levels on a regular basis — and money and work are key contributors to that stress. The Bank of America Business Advantage Small Business Owner Report in 2017…
Read MoreChronic pain is affecting more and more Americans. A 2015 study by the National Institutes of Health’s National Center for Complementary and Integrative Health revealed that chronic or severe pain affects nearly 50 million American adults on a consistent basis. What impact does chronic pain have on the workforce, and how can your HR team better…
Read MoreWorking Americans are spending a lot of time behind the wheel. The U.S. Census reports that in 2016 the average American commute was 26 minutes each way. That’s nearly an hour a day on the road, five hours a week, 20 hours a month. What effect does all this time in the driver’s seat have…
Read MoreMost of us know that sleep is important. Our sleep — or lack thereof — can make or break a day, a job, or a relationship. With enough sleep we’re happier, healthier, more productive people. Without it, we become moody zombies who can barely remember what day it is, only that the weekend seems too…
Read MoreMany people dream of starting a company or joining a startup. It’s your chance to make something of your own or to start on the ground floor of something important and potentially world-changing. It also offers the flexibility and culture many people value. But there’s high risk with that reward. Startup founders and early employees…
Read MoreEver since Steve Jobs appeared on a stage with an iPhone in 2007, software has been radically changing and disrupting our world. Our phones have become virtual publishing houses, TVs, calculators, cameras, GPS devices, and countless other things. For people living with disabilities, accessible tech is making a big difference — and offering new ways to engage…
Read MoreJust under half of all adult Americans do not meet the physical exercise guidelines established by the Centers for Disease Control and Prevention. If you’re one of these people, you probably already know that you should be exercising. You’ve heard all the benefits of frequent exercise: how it can control your weight, build resilience against…
Read MoreHow much time do people spend worrying about money at work? And how it this impacting their ability to do their job? If you look at the data emerging from recent studies, you’ll see that finances have become a leading cause of stress in the workplace. PricewaterhouseCooper’s 2017 Employee Financial Wellness Survey found that roughly half of…
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