Employees who feel valued are the backbone of every high-performing organization. This sentiment is echoed by data collected by the McKinsey group, which shows that workplaces that champion executive diversity and inclusion are 25% more likely to report above-average profits compared to their less inclusive peers. Similarly, many modern employees want to work for…
Read More“When the well runs dry, we know the worth of water.” – Benjamin Franklin Chances are, your income is your greatest asset when measured over the course of your entire career. But in a sea of competing financial priorities, it’s all too easy to dismiss the importance of having disability income insurance protection. That…
Read MoreOne of the most important reasons for workers to buy disability insurance is, of course, income replacement. When a policyholder is sick or injured and becomes unable to work their disability insurance will cover a percentage of their monthly income, allowing them to pay their everyday expenses until they recover. But disability insurance plans generally…
Read MoreBy Sharon Scanlon, Lincoln Financial Group As a woman planted firmly in the sandwich generation, I’m happily helping my 80-year-old mom when she needs it, while also encouraging my youngest kids on their journeys to leave the nest. Across three generations, it’s no surprise that our family gatherings feature a variety of opinions on just…
Read MoreThe Future of Work through Three Lenses: Climate Change, Artificial Intelligence & Disease by Margaret O’Neill, SmithGroup Part III: Another Pandemic? This paper, focused on the threat of another global pandemic, is the third in a 3-part series that considers the potential headwinds and tailwinds affecting work as we know it in America. This paper will…
Read MoreYet there is no diagnosis code, it’s not a medical condition… After Fred’s very creative use of “GRACE,” see the previous CDIA blog, I would like to take this topic in a different direction, that’s into the data…. At The Claim Lab, we analyze a great deal of disability claims data to find the best…
Read MoreSeveral months ago, I wrote a post about loneliness and why it’s an issue nowadays. I concluded by referring to a prescription for combatting loneliness developed by neuroscientist Stephanie Cacioppo, a/k/a “Doctor Love.” It goes the acronym GRACE—gratitude, reciprocity, altruism, choice, and enjoyment. I said I’d share some personal insights about putting GRACE into practice…
Read MoreThis article originally appeared on the American Fidelity blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, Disability Insurance is an important part of…
Read MoreThere are Few Feelings Worse than Being EXPOSED. Before you go deleting your browser history—don’t worry—I’m not talking about anything sinister here. More along the lines of… Exposed for doing or saying something hypocritical. Exposed for not doing the right thing. Exposed for bad planning. But we learn from the pain. And if you’re in…
Read MoreEight Tips for Living Well from a Busy Baby Boomer! If you’re a recently semi-retired Baby Boomer as I am, you’re in good company. Every day, an average of 10,000 Americans will reach retirement age. That daily number will grow over the next several years as Baby Boomers stop working. Tip #1. Retirement…
Read MoreThe Future of Work through Three Lenses: Climate Change, Artificial Intelligence & Disease by Margaret O’Neill, SmithGroup Part II: Artificial Intelligence This paper, focused on artificial intelligence, is the second in a 3-part series that considers the potential headwinds and tailwinds affecting work, as we know it in America. This paper will delve into the…
Read MoreIn my lifetime, I can’t recall a time when there have been so many open conversations about concerns about mental health. While I certainly feel it’s positive and very necessary to talk openly about this topic, I also think it’s important to understand why there is such a marked increase in mental health challenges today…
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