When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
Read MoreYour organization’s ability to achieve goals depends on its biggest stakeholders—the employees. Happy, engaged, and productive employees can steer your company toward success. But how can you steer them toward long-term employee success? What employee success means can vary from company to company. For many, it’s related to the customer success rate and how…
Read MoreIf you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
Read MoreAn unexpected disability can seem to wreak havoc on your plans for the future, especially if you’re an aspiring entrepreneur. Although 1 in 4 people in the United States experience some form of disability, new disabilities can feel both isolating and limiting, in their own way. Individuals with disabilities may experience significant mental stress compared…
Read MoreBy Nigel Robert Editor’s Note: The prevalence of mental health conditions (most commonly anxiety and depression) accelerated during the COVID pandemic and has been on the rise in many places. Some people may find that letting a reptile into their life can help combat some of the effects of their condition – and this…
Read MoreThe lazy days of summer are great…unless your employees are feeling a little bit too much summer fever. Because even though it’s the time of year when we want to hit the pool, the beach or the park, the work still has to get done. However, employees have become more emphatic about “work/life” balance, and…
Read MoreYou want your home to work with you, not against you. The home should be a safe, comfortable environment that provides the support you need; and if you’re physically disabled, you may have found that your home’s default settings don’t necessarily do that for you. Let’s talk about changes you can make to help make…
Read MoreWhy “Income” Matters! By Bob Herum, CDIA President On May 15 this year, our organization added one word to its name: “Income.” After nearly two decades in the industry, our new name – The Council for Disability Income Awareness – signals that our services, mission, and membership are growing. Over the past…
Read MoreThis article originally appeared on the American Fidelity blog. The current job market is nothing short of chaotic. Employees used the pandemic to reassess their career goals, and many are taking a hard look at what balance between work and life means. While the outlook for employees is positive and encouraging, it’s presenting great challenges…
Read MoreIf you don’t like running, you are far from alone. Half of all runners say they either hate it or barely tolerate it, and only eight percent say they love it. Surprised? If you’re among the millions who run a little or a lot, anywhere in the world, the odds are high that you aren’t…
Read MoreUnlocking your business’s full potential starts with recognizing and investing in the most valuable asset of your company: human capital. Fortunately, more and more employers are finally beginning to understand that investing in their human capital is essential for retaining top talent, developing an internal talent pipeline, and overall business success. So if you are…
Read MoreRemote work has become increasingly popular in recent years. It was already on the rise before the COVID-19 pandemic but became a necessity for many businesses during that time. Now, as both employers and employees have seen the benefits of remote work, it’s clear it’s a model that’s here to stay. Being a remote…
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