By Sharon Scanlon Editor’s Note: It was a beautiful day outside. A perfect day to take a bike ride. Or maybe play a round of golf. But for Dave, it was a day to take it easy on the couch. He just had back surgery and had a few months of recovery ahead of him.…
Read MoreAlexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of America® Editor’s Note: Your chances of being struck by lightning are pretty slim – 1 in 700,000. But the majority of Americans will be out of work (for at least a temporary period of time) due to symptoms or conditions as common…
Read MoreBy Steve Perrigo Editor’s Note: It would surprise many employees to know they already have access to disability coverage. If you’ve paid FICA taxes for five of the last 10 years, your Social Security Disability Insurance policy is paid up. Two years into a pandemic and the changing economy and Great Resignation forced U.S. employees…
Read MoreTed Norwood Editor’s Note: In part two of Ted Norwood’s post on Social Security, financial planning, and retirement, the author explains the various Social Security benefits and impact they may have on your financial status. (Click here to read Part 1 of this post.) Financial Planning, Protection and Retirement The basics The basic principles are…
Read MoreTed Norwood Editor’s Note: You are about to enjoy the most entertaining and informative blog post I’ve ever had the pleasure of editing about Social Security benefits. Read on to learn more about what the Social Security Administration and chocolate chip cookies have in common. Thinking about protecting your family’s income, your children’s future, and…
Read MoreAmber Stitt Life presents all of us with challenges, including unexpected medical emergencies and health disruptions. So, proactively preparing for a time when you might not be able to care for yourself or your family is critical. If your loved ones have access to your important details and documents, it can reduce the stress on…
Read MoreFred Schott and Carol Harnett Editor’s Note: It’s springtime and that means it’s the season for talking about income protection and products like disability insurance that help you protect what’s one of your greatest assets – your income. And that’s what The Council for Disability Awareness president Carol Harnett did recently in a podcast with…
Read MoreWhen talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
Read MoreDictionary.com defines water as a “colorless, transparent, odorless liquid that forms the seas, lakes, rivers, and rain and is the basis of the fluids of living organisms.” Sounds a little boring, huh? Have you ever wondered why we really need it? Let’s dive in! It’s more than just a thirst quencher. It makes up 60%…
Read MoreCarol Harnett Editor’s Note: Disability industry professionals have a lot in common with March Madness’ Cinderella team, the Saint Peter’s Peacocks from Jersey City, New Jersey. They’re strong in understanding the fundamentals of disability and absence, They work hard, and They execute. I don’t often talk about my undergraduate alma mater. The most likely…
Read MoreBy Carol Harnett If there is one thing you need to know about me, it’s this. I am a Bruce Springsteen fan. As a native Staten Islander, I found myself on the Jersey Shore more often than just about anywhere. And as the Jersey Shore goes, so goes being a fan of The Boss. I…
Read MoreAnyone with a visual impairment knows the importance of accessibility. Fortunately, it’s becoming a bigger topic of conversation in the workplace, educational systems, and even in public places. But, there’s still a long way to go. The best way to show the importance of accessibility is to educate individuals and industries alike on why it’s…
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