By Steve Perrigo Editor’s Note: When you’re approved for Social Security Disability Income benefits by the Social Security Administration, you receive monthly financial payments (upon approval) and Medicare (after 24 months). A secondary benefit of SSDI is the ability to participate in the Ticket to Work program that allows beneficiaries of SSDI to return to…
Read MoreWhen most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
Read MoreTaking care of yourself is an important aspect of maintaining both physical and mental well being. By making adjustments to your daily routine, you can start seeing positive changes in your overall health and even inspire your loved ones to do the same. In this article, we will explore five habits that contribute to a…
Read MoreAs we age, previously manageable aspects of our houses can become hazardous. Studies show that household accidents account for an annual average of 20 million hospitalizations in the U.S. Renovating your home for accessibility can help you age gracefully without relocating. Deciding Whether to Age in Place Choosing to remain home has several…
Read MoreHappy New Year! Wait…aren’t we a little early (or a lot late) for that greeting? The truth is that for many people, September is the “real” new year, despite what the calendar says. And it’s easy to see why—after all that was traditionally the time we came back to school in a new outfit, maybe…
Read MoreBy Holly Devine Editor’s Note: Holly Devine grew up knowing how to advocate for herself and what she needed – as it related to being a person with a physical disability. But it wasn’t until she was working at her first job after college that she learned how to ask for support with a mental…
Read MoreFor HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…
Read MoreA cold beer or chilled glass of wine sounds like a great reward for a hard, physical workout. Maybe you ran a few extra miles. Played pickle ball until the lights were turned off. Skied a steep trail for the first time. Or, worked extra hard in the garden for hours. For many of…
Read MoreBy John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
Read MoreBy Nigel Robert Editor’s Note: The prevalence of mental health conditions (most commonly anxiety and depression) accelerated during the COVID pandemic and has been on the rise in many places. Some people may find that letting a reptile into their life can help combat some of the effects of their condition – and this…
Read MoreLittle kids. They’re freaky fast. Running, wildly darting back and forth. Wow! Talk about fun. The faster you chase them, the more they laugh. For many parents, the image of bats escaping out of hell says it all. But, fast forward 40-plus years, and running like a kid is a distant memory. That kind…
Read MoreIt’s almost that season—time for school buses and alarm clocks. And if you’re like most families, you’ve probably been letting your sleep schedule slide in favor of late evenings spent enjoying the extra hours of daylight with a bike ride or the glow of a backyard fire pit in the warm night air. We don’t…
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