16 Changes That May Happen in the Near Future By Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Ameritas. Getting tired of hearing the term “new normal,” or other permutations out there? I am, but it does force you to think about how different life will look moving forward, past the changes COVID-19 created.…
Recently, I was on a call with a prospective client company’s human resource department along with representatives from a national employee benefits firm. The purpose of the call was a ‘finalist presentation’ for a voluntary Guaranteed Standard Issue (GSI) program for the executive class of employees. I provided the framework for an interesting ‘ask’ from…
By Bob Herum, Ameritas second vice president of DI and GSI Sales and Marketing The United States is approaching two months since COVID-19 descended upon us, and the U.S. economy was blind-sided by the effects of the virus. Millions of American workers have been laid off, furloughed or told to work from home. Millions of…
Student loans and the increasing size of their associated debt continue to grab headlines. The ongoing political environment and upcoming presidential election is significantly increasing the discussion of various proposals and ideas. From a historical perspective student loans are certainly not new. The debt levels, however, are even more evident when you look at the…
