Family Matters - Pregnancy and health insurance

Health Insurance and Pregnancy: What You Need to Know

This article originally appeared on the American Fidelity blog.   From buying diapers to creating a birth plan, there’s a lot to prepare for when you’re expecting a child. While you probably won’t be gifted health insurance at a baby shower, it’s still a vital part of your pregnancy experience. Understanding your coverage can help…

Family Matters - Social Security Disability Insurance and family benefits

Why Apply for Social Security Disability Insurance Benefits?

By Matt Imhoff, Assistant Vice President of Representation, Integrated Benefits, Inc. The hidden benefits that often accompany a SSDI award make the long and paperwork-intensive application process worthwhile for many claimants.   Why am I doing this? Social Security Disability Insurance claimants ask their representatives this question all the time.   SSDI provides a maximum…

Family Matters - Caregivers and Paid Family Medical Leave

A “Return to Normal” Won’t be Good Enough for Caregivers

By John J. (“Jamie”) Kalamarides, President, Prudential Group Insurance People with disabilities and their caregivers deserve better than a return to the status quo. Now is the time to put the combined strengths of our government and private sector to work as we look to address the need for Paid Family Medical Leave and build…

Family Matters - The Impact of the SSDI Application Process on Applicants, Caregivers and Families

The Impact of the SSDI Application Process on Applicants, Caregivers and Families

By Missy Biggs Applicants, caregivers, and families experience unexpected support and  frustrations during the Social Security Disability Insurance benefits application process. On the one hand, each family member (including a spouse, divorced spouse, children, and adult children disabled before age 22) may be eligible for a monthly benefit of up to 50 percent of the disability benefit amount.…

Mental health - preventing burnout in employees

Employers Can Begin to Address Burnout in the American Workforce

By:Tracey Ferstler, Assistant Vice President, U.S. Claims and Operations, MetLife   The topic of mental health took on an entirely new meaning in 2021. After a year of uncertainties brought on by the COVID-19 pandemic, employees and employers alike are focusing more closely on mental wellness and burnout. Employee anxiety, depression and burnout are at…

Disability insurance is income protection

Three Lessons I Learned Through Postpartum Depression

By Diane Russell, Senior Vice President of Marketing and Strategy, Lincoln Financial Group If you have children, you know there’s no shortage of advice from family, friends and sometimes even strangers. Yet, mothers dealing with postpartum depression often feel like they have no one to talk to about what they’re going through. At least, that’s…

Disability can happen - a personal story

Disability can Happen – But Preparation Makes all the Difference

After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…