The concern over losing employees is something that keeps many HR managers and CEOs up throughout the night, and for good reason. Replacing even a $10/hr employee can cost over $3,000, and the expense of finding someone to take over a high-level position can be $8,000 or more. Even if you treat your employees like…
How much disability insurance do you actually need? Can you sustain your standard of living if you bring in approximately 70% of your income? How prepared are you for a disability? We explore these and more
Pregnancy involves much anticipation, preparation and uncertainty. Expectant moms know they ought to eat well, but there are many aspects of pregnancy and preparation for life beyond that are not as clear. Everyone’s experience is unique, and, for most people, navigating what comes next—not only the changes a baby brings, but also immediate questions about leave and health benefits—can be an unfamiliar and complicated process.
Maternity/parental leave rules vary widely by employer and by state. Talk to your human resources manager to find out what your resources are at both an employer and state level.
How would you finance an unexpected disability? Here are three other ways to potentially cope with replacing your lost income when you’re out of work due to a disability.
The following are frequently asked questions about disability insurance. Hopefully, they will help you as you determine what type of disability insurance is best for your income protection.
On the first day of income protection, we discuss one type of coverage everyone should have-Disability Insurance. Read more about why and how here.
One of the more common questions people have about purchasing disability insurance is the question of short-term vs. long-term disability insurance. It’s not always easy to know what’s best. What’s the difference between the two? Which one do you need? Or do you need both? Let’s start by explaining some definitions as far as short-term…
By Chris Walters, PolicyGenius When you’re insurance shopping, a lot of new terms get thrown around. Historically you were expected to rely on your broker to translate this industry gibberish, but then we invented this thing called the internet. Which is how you ended up here, on this page, about to learn whether long-term disability…
