The short answer is probably everyone. Your ability to work and earn a paycheck is one of your most valuable assets. It is essential to help support yourself and your family, but what would happen if you became too sick or injured to work? What is disability insurance? Disability benefits replace part of your…
With the arrival of fall, two things are guaranteed to happen: leaves will begin to change color, and “Open Enrollment” will start for most employers. Employers will inform their employees about new benefits and price changes to existing ones. They will often add new benefits to these packages. Increasingly, voluntary payroll deduction products are offered…
Creating an attractive and motivating compensation package for employees requires more than structuring an annual salary. Today, most employees are looking for comprehensive benefits that support themselves and their families throughout the year. However, with so many benefits options available, it can be overwhelming for organizations looking to make smart choices for their employees.…
We all know that life insurance is a must when it comes to protecting our family’s financial well-being, but paying an additional premium for disability income (DI) insurance can feel like a low priority given the many demands on our budget. Younger workers, in particular, often dismiss the need for private disability income insurance, unaware…
Dan Jolivet, Ph.D., Workplace Possibilities Practice Consultant, The Standard Income matters to virtually all workers, and the replacement of a percentage of income by disability insurance payments can make a tremendous difference for people who face a disabling injury or illness. But what if their disability insurance could help them remain on the job…
The short answer is “yes.” Grief is a natural and powerful response to loss that can sometimes overwhelm us. And, few of us grieve in the same way. We might experience it emotionally, physically, or cognitively, but for most of us, grief becomes manageable over time, even if the pain doesn’t fully go away. …
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
Why “Income” Matters! By Bob Herum, CDIA President On May 15 this year, our organization added one word to its name: “Income.” After nearly two decades in the industry, our new name – The Council for Disability Income Awareness – signals that our services, mission, and membership are growing. Over the past…
“When the well runs dry, we know the worth of water.” – Benjamin Franklin Chances are, your income is your greatest asset when measured over the course of your entire career. But in a sea of competing financial priorities, it’s all too easy to dismiss the importance of having disability income insurance protection. That…
By Sharon Scanlon, Lincoln Financial Group As a woman planted firmly in the sandwich generation, I’m happily helping my 80-year-old mom when she needs it, while also encouraging my youngest kids on their journeys to leave the nest. Across three generations, it’s no surprise that our family gatherings feature a variety of opinions on just…
