If you had to pay an unexpected $400 bill today, would you be able to without reaching for a credit card or asking for a loan? If your answer is no, you’re not alone. And you need to keep reading this blog. A large proportion of working Americans are in the same boat, lacking liquidity…
It’s that time of the year where the sunlight has returned with vigor and vitality (here in New England at least) and you find yourself in spring cleaning mode. Those magazines that have been piling up – recycled. The junk mail you needed to attend to – filed. Your tax documents – complete. As you…
Have you checked your credit score lately? Nearly half of Americans haven’t looked in the past six months, and one in seven respondents to a recent survey never have. It could be costing you. For example, you might not be getting the best rates available on everything from cell phone service to car insurance to…
People learn differently — and these learning styles can carry over to how people interact with their finances, too. You may not have thought about this before, but tailoring the way you learn about money based on your preferred learning style means you’re more likely to excel at managing your finances. Not sure what your…
The countdown is on for Tax Day. Cue the groans. But you can enter April with a spring in your step — and extra money in your wallet — by using these seven tips to make tax time easier. 1. Figure out all the tax deductions or credits you might qualify for. The first step…
If you’re trying to pay off a hefty medical bill, you are not alone. Medical bills are a leading cause of debt in the U.S. Many working Americans don’t have enough savings in place, yet they are facing high deductibles and out-of-pocket expenses. A report published in 2017 by the Consumer Financial Protection Bureau showed that medical bills were the…
You see them jogging with strollers or walking in the baby food aisle. Maybe you’re one yourself. Today, more women ages 40 – 44 are new mothers. After decades of decline, there has been a jump in the increase of older moms. In a new analysis of census data by Pew Research Center, 86 percent…
Planning for a family can be an exciting and daunting step, when you think of all the changes having a baby leads to. There’s the rewarding feeling of creating a bond with a tiny little human, even when you’re too tired to see straight. And then there’s the financial drain that comes with an extra…
No one plans to have cancer. Aside from the shock and anxiety for the future a diagnosis brings, cancer also presents a financial situation that few people fully consider. Huge medical bills, on top of the typical expenses like college loans, mortgages, and car payments, can leave survivors concerned about their finances. Despite this, there…
Ah, retirement. The word alone brings to mind carefree travel, spending time with loved ones and putting the stress of work aside to learn an endless assortment of new hobbies. In reality, however, retiring comfortably means starting the planning and saving process early, and making the right moves every step of the way. It’s a lifelong…
