Unseen Employee Disability Costs, Part 3: What Can You Do?

In August, I wrote about how the non-occupational disabilities covered under salary continuation or disability insurance plans are more common than the occupational disabilities covered under workers’ compensation. I suggested your benefits team should be as focused on managing the costs of non-occ disabilities as your risk management team is on keeping WC costs in…

Unseen Employee Disability Costs, Part 2

In last month’s blog post, I wrote about how the non-occupational disabilities covered under salary continuation or disability insurance plans are more common than the occupational disabilities covered under workers’ compensation. I suggested that your benefits team should be as focused on managing the costs of non-occ disabilities as your risk management team is on…

Unseen Employee Disability Costs Can Sink the Ship

I’ve held a variety of jobs during my post-college career. One of the more interesting ones was when I was a safety and environment consultant in the risk management department of a large insurance company. Our focus was on controlling the costs of our workers’ compensation program. Our WC costs weren’t as high as those…