Income Matters, CDIA. Employee happy at work in the office.

When Income Matters, Consider Stay-at-Work Services

Dan Jolivet, Ph.D., Workplace Possibilities Practice Consultant, The Standard   Income matters to virtually all workers, and the replacement of a percentage of income by disability insurance payments can make a tremendous difference for people who face a disabling injury or illness. But what if their disability insurance could help them remain on the job…

Multigenerational office workers meeting. Income Matters.

Disability Insurance and Income Protection: A Multigenerational View

One of the most important reasons for workers to buy disability insurance is, of course, income replacement. When a policyholder is sick or injured and becomes unable to work their disability insurance will cover a percentage of their monthly income, allowing them to pay their everyday expenses until they recover. But disability insurance plans generally…

Personal story - I have OCD

I Have OCD

By Dan Jolivet Editor’s Note: Dan Jolivet’s very personal story about his experience with being a person with obsessive-compulsive disorder captured our collective attention immediately. This is a story everyone should read. Dan is honest and vulnerable, and you will gain perspective from Dan’s observations. [Note: The author’s representations here solely reflect his personal opinion…

Successful stay-at-work services

Successful Return-to-Work Program Design for Behavioral Health Conditions (Part II)

Dan Jolivet described the importance of return-to-work programs for employees with behavioral health and substance abuse disorders in his first post along with two key elements associated with program success: a holistic approach and the services of a return-to-work consultant. In Jolivet’s second post, we consider the importance of stay-at-work services and program metrics.  …

Successful Return-to-Work Program Design

Successful Return-to-Work Program Design for Behavioral Health Conditions (Part I)

Prior to the pandemic, the United States saw a decades-long epidemic of “diseases of despair” with increasing rates of depression, suicide, addiction and overdose deaths. Mental health and substance use issues—and the economic and human costs of those conditions—were a focus for employers. Then came the pandemic. Rates of anxiety and depression tripled and remain…