Six Back-To-School Expenses to Start Budgeting for Now

While December is typically considered the traditional “budget-busting month,” September, with the back-to-school season, is close behind. In fact, the back-to-school shopping season is the second largest shopping event of the year, with 29 million households expected to shell out $27.6 billion in 2018, according to Deloitte. But any parent with school-aged children will tell…

Kitchen counter with high stools.

7 Fixes to Make Your Home Easier to Navigate If You Have Arthritis

Arthritis doesn’t just affect the AARP set. In fact, it’s the leading cause of work-related disability, affecting nearly a quarter of adults, according to the Centers for Disease Control and Prevention. Arthritis is actually a “catch all” term for more than 100 joint-related diseases and conditions, including gout, lupus, and rheumatoid arthritis. If you’re one of…

Team of people, with people at center shaking hands

5 Qualities of The Most Successful HR Leaders

Visionary human resource leaders are in strong demand.  The Mercer Global Talent Trends 2018 Study argues that as organizations accelerate their transformation efforts, ”putting people at the heart of the change makes HR pivotal.” Gallup meanwhile calls HR leaders the “stewards and keepers of the culture of an organization.” Gallup shows the numbers behind this claim:…

HR leader educating a group of employees.

Educating Employees About Disability Insurance? Ask Them 5 Questions

Employers are offering more and more voluntary benefits—and workers want these benefits. A 2017 study showed that nearly one third of eligible employees were signing up for voluntary offerings (that’s a higher participation rate than in earlier years).  Amy Hollis is the national leader of voluntary benefits for HR consultancy Willis Towers Watson. She recently…

Image of a man with the question: How can I get disability insurance?

How Can I Get Disability Insurance?

Disability insurance is one of the most important forms of insurance for working Americans. The financial expert Dave Ramsey calls it “a necessity.” It has been described as a valuable benefit by NPR while NBC News calls it “more important for singles than just about anyone.” Having a form of income protection for when you’re injured, ill…