Supplemental disability insurance provides the benefit of receiving around 80 percent of your take home pay instead of around 60 percent if you have no supplemental disability insurance.
Are you still using or anticipating using the four percent retirement rule? Maybe you ought to think twice before doing so. This rule was a great rule of thumb when it was created in the mid-90s up until about 10 years ago. Then interest rates plummeted, and with them, the efficacy of the four percent withdrawal rule.
Are you prepared for the emotional stages of retirement? You may have plenty of financial preparation for this stage in your life, but the less-discussed mental aspects of retirement have as much to do with a successful retirement as finances. This list provides a primer on potential emotional stages or retirement.