When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
When we think of back-to-school anxiety, it typically centers on elements like new routines, hectic schedules and whether our kids will find a friend. But those worries sound almost quaint, as we consider “back to school 2021.” In fact, just over 70% of parents said they saw either a large or moderate risk in sending…
By Dr Millicent Grim. Although adults and teens can be trusted to protect and keep their sense of sight healthy, you cannot count on younger children to be as careful and thorough in doing so. As a parent, you have to take the lead in helping your children protect and take care of their…
As states begin to re-open post-COVID, we are all eager for a celebration. However, with large group gatherings still a little uncertain, it might be a “make your own fun” type holiday. And that not only will keep you safe and healthy but is also bound to save you money, compared with planning an elaborate…
A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…
According to the CDC, millions of children are diagnosed with ADHD each year. A 2016 survey found that 6.1 million children had the disorder. So, while you’re certainly not alone if you have a child with an ADHD diagnosis, it doesn’t always make the situation easier. Some of the most common problems associated with…
Access to quality education means everything to the personal and professional growth of our students. Without accessibility, equal access to resources, and proper support from school leaders, teachers, and staff, some students are deprived of the opportunity to thrive. Students with disabilities are significantly affected by gaps in the school system. The most recent example…
By John J. (“Jamie”) Kalamarides, President, Prudential Group Insurance People with disabilities and their caregivers deserve better than a return to the status quo. Now is the time to put the combined strengths of our government and private sector to work as we look to address the need for Paid Family Medical Leave and build…
By Missy Biggs Applicants, caregivers, and families experience unexpected support and frustrations during the Social Security Disability Insurance benefits application process. On the one hand, each family member (including a spouse, divorced spouse, children, and adult children disabled before age 22) may be eligible for a monthly benefit of up to 50 percent of the disability benefit amount.…
After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…
