Is Your Financial Plan Prepared for an Unexpected Disability?
How would you finance an unexpected disability? Here are three other ways to potentially cope with replacing your lost income when you’re out of work due to a disability.
Think Workers’ Compensation Benefits Will Cover Disability?
There is often a false sense of security that comes from the assumption that many, or even most, disabilities would be covered by worker’s comp. In fact, less than five percent of disabling accidents and illnesses are work-related.
The Rules of Working While on Disability
Disability isn’t always a black and white, cut and dry scenario. Sometimes, a disability simply prevents a worker from full-time employment, which makes the rules of working while on disability oftentimes very grey. Think about it this way: Let’s say you’ve been diagnosed with a treatable form of cancer. You need to undergo chemotherapy. For many people, chemotherapy…
Why You Don’t Need Disability Insurance
We’ve heard all the reasons you don’t need disability insurance. After all, we’re talking about an additional monthly expenditure in the form of a premium. People can come up with plenty of excuses for not spending money, especially when it comes to spending money on something that many see as a “worst-case-scenario.” We’ve outlined a…