Retirement is something we all dream about. We often envision it as a well-deserved reward after a lifetime of hard work. We imagine it as a time of rest and relaxation, golden years of worry-free ease. The reality is far different for the majority of us. Studies show, for example, 23% of Americans have less…
Though COVID-19 threatens everyone, the elderly face the greatest peril, including – possibly –the United States Social Security Administration. SSA turned 85 years old in August 2020, and it is time to check in on how the pandemic is affecting the department. Social Security administers retirement, Social Security Disability Insurance, survivor, Supplemental Security Income…
By Melissa Thomas, Vice President, Strategic Partnerships at Citizens Disability INTEGRATION. Many people who are part of Generation Z (individuals born between 1995 and 2010) believe Social Security retirement benefits won’t exist when they’re ready to leave the workforce. And, they’re wrong. Chances are high that Social Security will survive for future generations — and that’s in…
What Every Employer Should Know About Social Security Disability Insurance
An Employer’s Guide to Understanding Social Security Disability Insurance
Learn about employer opportunity to support employees with long term and short term disability insurance.
You are well insured. Your house, your cars, your life are all insured. But what if the unspeakable happens? You become disabled and no longer have an income. Disability insurance helps you support yourself and your loved ones by providing income protection. Here are your options.
Disability insurance myths are pervasive. Disability myths are somewhat dangerous because they may prevent you from protecting your greatest financial asset—your ability to earn a paycheck. When you think of disability insurance, do you think about insurance that covers disability due to a relatively severe accident? Many people do. What about the chance of a disability happening to you? You are a careful person and you have a desk job. No need for disability insurance, right? Well, the preceding scenarios make up two of the larger disability insurance myths. It makes you wonder how many other disability insurance myths you believe.
The definition of disability changes depending upon who you ask. The dictionary, the ADA, and Social Security all have definitions that they created. Which begs the question, who has the right to determine the definition of disability?
Yes, it may be difficult to believe, but there are disadvantages to early retirement. For those with the luxury of a choice, no one would blame you for retiring early, but at least consider these five common disadvantages. This way you could be fully prepared if one occurred during your early retirement.