Recently the insurance company I represent, and I am sure other insurance carriers, have been receiving calls and emails from agents, brokers and policyholders asking about the company’s stance on any disability that might occur as a result of receiving the coronavirus vaccine. While a very fair question, the answer is relatively simple for the…
By Matt Jensen, Executive Vice President and Chief Marketing Officer, Integrated Benefits, Inc. This post tells a story about a benefit available to most people living and working in the United States – Social Security Disability Insurance (SSDI). The SSDI program pays benefits to you and certain family members if you are unable to work due to a medical condition…
By Diane Russell, Senior Vice President of Marketing & Consumer Strategy There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…
When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…
FMLA, PFML, and Disability Insurance: What are your options when you need to take care of yourself or a family member? Caring for your health is tricky enough, but being a caregiver with a full-time job can strain your finances, job, and overall mental and physical wellbeing. A 2020 report from AARP states the number…
Recently, I was on a call with a prospective client company’s human resource department along with representatives from a national employee benefits firm. The purpose of the call was a ‘finalist presentation’ for a voluntary Guaranteed Standard Issue (GSI) program for the executive class of employees. I provided the framework for an interesting ‘ask’ from…
A Canadian-based employee assistance plan provider, Morneau Shepell, conducted a study in 2017 in partnership with The Globe and Mail to better understand the one in five residents who experience a mental health problem or illness within a given year. The results indicated that 72 percent of surveyed employees who reported mental health challenges to…
By Diane Russell, Senior Vice President of Marketing and Strategy, Lincoln Financial Group If you have children, you know there’s no shortage of advice from family, friends and sometimes even strangers. Yet, mothers dealing with postpartum depression often feel like they have no one to talk to about what they’re going through. At least, that’s…
By Bob Herum, Ameritas second vice president of DI and GSI Sales and Marketing The United States is approaching two months since COVID-19 descended upon us, and the U.S. economy was blind-sided by the effects of the virus. Millions of American workers have been laid off, furloughed or told to work from home. Millions of…
