How to Educate Employees on the Types of Insurance They Should Have

How to Educate Employees on the Types of Insurance They Should Have

Business leaders and HR experts can have a difficult time educating their employees on insurance matters. Your employees need to understand what types of insurance policies will serve them best and the benefits that each relevant policy brings.   This understanding goes not only for coverage provided by your organization, but also any supplementary coverage…

How Disability Benefits Can Support You

More than 155 million U.S. workers are insured for a disability through the Social Security Disability Insurance (SSDI) program. They receive this insurance coverage through their payroll taxes, or FICA taxes, as a part of the Social Security program. When those who experience a chronic health condition, injury or sudden medical crisis need support –…

What happens when a health event causes your income stream to run dry?

By Fred Schott, Director of Operations, Council for Disability Awareness If you’re one of the millions of working Americans currently making decisions about your employee benefits choices for the coming year, you’ve probably put most of your focus on the health-plan options, including what is or isn’t covered, which providers are or aren’t in-network, and…

Beyond medical: How supplemental benefits help attract and retain talent

By Phil Bruen, Vice President, Group Life and Disability Products, MetLife As the annual enrollment period takes place in workplaces around the United States, human resources teams and employees have benefits on their minds. During this time, it’s important for employers to educate their workforces on how the benefits they provide can help workers achieve…

Why do some insurance policies still use pre-existing conditions?

  By Larry Alkire, Senior Vice President, Chief Marketing Officer, American Fidelity Assurance Company When Congress passed the Affordable Care Act (also known as Obamacare), the term—”pre-existing conditions”—became a household word. The ACA prevented health insurance carriers from denying you coverage, charging you more money, or refusing to pay for essential health benefits for any…

The Cost of Cancer – Planning for Survival

No one plans to have cancer. Aside from the shock and anxiety for the future a diagnosis brings, cancer also presents a financial situation that few people fully consider. Huge medical bills, on top of the typical expenses like college loans, mortgages, and car payments, can leave survivors concerned about their finances. Despite this, there…