By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
Little kids. They’re freaky fast. Running, wildly darting back and forth. Wow! Talk about fun. The faster you chase them, the more they laugh. For many parents, the image of bats escaping out of hell says it all. But, fast forward 40-plus years, and running like a kid is a distant memory. That kind…
When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
This article originally appeared on the Guardian Life website “My life changed in an instant,” said Rosemarie Rossetti during Guardian’s webinar, The Inaccessibility of Accessibility: Helping family caregivers find the resources they need. When a 7,000-pound tree and live power lines fell on her while she was biking with her husband, Rosemarie was instantly paralyzed from the…
By Anita Kulakowski, Integrated Benefits, Inc 1. Understanding the Wait Time for Medicare After Receiving SSDI Most people know that Medicare is a federal health insurance program available to individuals who are 65 years and older. But, did you know that people who have been receiving Social Security Disability Insurance (SSDI) for at least two…
By Daniel Iskra, of MetLife Given recent market volatility and economic uncertainties, it’s no surprise that many American workers are struggling financially and experiencing a decline in their financial wellness and mental health.1 In fact, only 55% of employees feel financially healthy and 65% of employees feel mentally well – down 9% and 3%, respectively…
By Steve Perrigo Editor’s Note: SSDI is an often-overlooked income benefit for individuals with disabilities or serious illnesses. Many Americans workers are unaware of this critical benefit that they earned while working. Employers and employees fund this federal program by paying Federal Insurance Contributions Act (FICA) payroll taxes. No one thinks it will happen to…
Amber Stitt, Financial Consultant, Business Strategist, Speaker, Podcast Host Having the proper protections in place should be important to everyone, but early planning is particularly important for women. With a broader variety of female-specific needs, finding suitable insurance options to better secure the future can be challenging. I’ll share some key considerations to help explain…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
By Amy Fontinelle Editor’s Note: This blog post from The Council for Disability Awareness’ member company, MassMutual, defines how much of a problem Alzheimer’s disease and other forms of dementia are becoming as people live longer; points out how significant the direct and indirect costs of caring for someone with dementia are becoming; and recommends steps for estate planning and preparation that…
