Recently the insurance company I represent, and I am sure other insurance carriers, have been receiving calls and emails from agents, brokers and policyholders asking about the company’s stance on any disability that might occur as a result of receiving the coronavirus vaccine. While a very fair question, the answer is relatively simple for the…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
By Paul LaPiana, Head of Product at MassMutual How has the definition of family evolved? Well, recent research by The Council for Disability Awareness founding member, MassMutual, surfaced more similarities than differences regarding how people described family, no matter how you sliced the data. Regardless of age, parental status, ethnicity, race, gender identity, orientation or…
By Matt Jensen, Executive Vice President and Chief Marketing Officer, Integrated Benefits, Inc. This post tells a story about a benefit available to most people living and working in the United States – Social Security Disability Insurance (SSDI). The SSDI program pays benefits to you and certain family members if you are unable to work due to a medical condition…
By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…
During uncertain times like these, you never know where the future may lead. For many small businesses, this past year proved difficult. In fact, more than 97,966 United States businesses permanently shut down during the pandemic. For small business owners and those with business partners, now may be the time to begin considering coverage options…
Fred Schott, director of operations and research at The Council for Disability Awareness, and Ian Bridgman, a CDA board member and executive director of The Claim Lab are kicking off The CDA’s new topic beat on mental health. What follows is an exchange between the two on the dirty little data details that can be…
By Diane Russell, Senior Vice President of Marketing & Consumer Strategy There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…
When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…
