By Steve Perrigo Editor’s Note: When you’re approved for Social Security Disability Income benefits by the Social Security Administration, you receive monthly financial payments (upon approval) and Medicare (after 24 months). A secondary benefit of SSDI is the ability to participate in the Ticket to Work program that allows beneficiaries of SSDI to return to…
When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…
By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
Your organization’s ability to achieve goals depends on its biggest stakeholders—the employees. Happy, engaged, and productive employees can steer your company toward success. But how can you steer them toward long-term employee success? What employee success means can vary from company to company. For many, it’s related to the customer success rate and how…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
The lazy days of summer are great…unless your employees are feeling a little bit too much summer fever. Because even though it’s the time of year when we want to hit the pool, the beach or the park, the work still has to get done. However, employees have become more emphatic about “work/life” balance, and…
This article originally appeared on the American Fidelity blog. The current job market is nothing short of chaotic. Employees used the pandemic to reassess their career goals, and many are taking a hard look at what balance between work and life means. While the outlook for employees is positive and encouraging, it’s presenting great challenges…
Unlocking your business’s full potential starts with recognizing and investing in the most valuable asset of your company: human capital. Fortunately, more and more employers are finally beginning to understand that investing in their human capital is essential for retaining top talent, developing an internal talent pipeline, and overall business success. So if you are…
By Anita Kulakowski, Integrated Benefits, Inc 1. Understanding the Wait Time for Medicare After Receiving SSDI Most people know that Medicare is a federal health insurance program available to individuals who are 65 years and older. But, did you know that people who have been receiving Social Security Disability Insurance (SSDI) for at least two…
