Winter is still in full-swing, which has many people excited to either hit the slopes or hunker down for the next few months. While the dead of winter is a great time for reflection, it can also lead to burnout for even the most productive employees. Between the cold weather, seasonal affective disorder (SAD) and short…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…
Nobody wants to spend money if they don’t have to. One way people save is getting a cheaper version of something. Sometimes this is a good idea, or it at least makes sense. It is probably a good idea to try the more affordable cabernet, a drill from Harbor Freight instead of a DeWalt, or…
This article originally appeared on the American Fidelity blog When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences Paid leave and disability insurance have different coverages but a…
Alexandra Ginieres Chief Marketing Officer, MGIS The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we have the means to ensure a more stable future and…
By Steve Perrigo Social Security Disability Insurance (SSDI) and Social Security retirement benefits are two vital programs administered by the Social Security Administration (SSA). This year an average of almost 67 million Americans per month will receive a Social Security benefit, totaling about $1.4 trillion in benefits paid during the year. Social Security is the…
Expecting a baby? congratulations! You may not know it, but disability insurance offers valuable financial benefits for expectant parents. In the event that you become unable to work during or after your pregnancy, here are some ways that disability insurance can help: Income Replacement Disability insurance will typically provides a portion of income if…
My entire career, I’ve been told that “stories sell, not features.” This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…
By Anthony Favry Editor’s Note: Today, around 17% of the world’s population experience some form of disability – making individuals with disabilities the largest minority group in the world. Despite making up a large percentage of the world’s population, individuals with disabilities often lack access to employment. In fact, compared to non-disabled workers, the global…
