Have you made a list of things you will not negotiate when you are going to buy a house? You may have a mental list, but have you written them down. This tip and several others will help you if you are a first-time home buyer.
Excuses. Excuses. Excuses. Do you use them when justifying not purchasing Disability Insurance? If so, here is a compilation of popular excuses, and why these excuses, once looked at a little closer end up to be largely unfounded.