An Emotional Support Animal (ESA) is any pet that is legally certified to offer support for emotional of psychological conditions. They help people by providing support during difficult times and are mostly commonly utilized by people suffering from conditions such as anxiety or depression. Usually dogs are trained for this task. However, diversity of ESAs…
This is the happiest time of year, right? Family, friends, fun and food are what life is about. Except you don’t feel excited, you actually feel a bit depressed. Maybe you have the holiday blues. What do you do if this is the case? What do you do?
The holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a recent study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…
Weddings often require a lot of planning to ensure every guest has a good time and feels comfortable. With that in mind, it’s important that every wedding is accessible to everyone. Unfortunately, that isn’t always the case. Whether the bride or groom is dealing with a disability or one of the invited guests…
Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…
Group disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…
This article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so it’s important to understand your options. What is…
By Amy Fontinelle Editor’s Note: This blog post from The Council for Disability Awareness’ member company, MassMutual, defines how much of a problem Alzheimer’s disease and other forms of dementia are becoming as people live longer; points out how significant the direct and indirect costs of caring for someone with dementia are becoming; and recommends steps for estate planning and preparation that…
Scott McCarthy, Regional Vice President, Sales & Distribution, Ameritas Life Insurance Corp. Managing and understanding risk is not a strength for many people. It’s also why financial professionals need to be effective at helping clients make changes that address long-term financial needs. Changing the conversation In discussions with colleagues, I frequently comment on the need…
Editor’s Note: In 2017, Autumn attended the Route 91 Harvest Festival in Las Vegas, and her world turned upside down. One of the many victims of the tragedy, Autumn was seriously injured and found herself facing a long recovery. “I woke up and was wired shut,” she said. “I had a tracheostomy because the blocked…
