If you’re like many Americans, retirement planning may not be high on your “to-do” list. When life is busy and you’re shouldering the burden of looking out for yourself and your family, setting up a retirement plan can slide down the priority list – especially if you’re hoping it will somehow be easier in a…
A new study conducted by Northwestern Mutual recently found that a vast majority of adults in the U.S. described financial planning as “not my favorite thing in the world, but [I] know it needs to get done like a medical checkup.” The survey, called the 2018 Planning & Progress Study, is an annual research project…
A recent study released last week found despite the number of financial apps millennials are using, their personal finance management skills are severely lacking. The report, released by the TIAA Institute and the Global Financial Literacy Excellence Center (GFLEC) at the George Washington University School of Business, examined the personal finance knowledge of millennials. Titled “Millennial Financial…
Part of the American dream is being footloose and fancy free…and whether you are relocating to be nearer family, to find a place with a lower cost of living or just to see some new scenery, you probably will move at some point in your lifetime. But in the midst of the goodbye parties, the…
As we bask in the lazy days of August, there are subtle reminders that the change of seasons is around the corner – from the school supplies clogging the shelves of big box stores to that one tree whose leaves are reddening prematurely. Before the first pumpkin spice latte hits the neighborhood coffee shop, take…
Most of us groan when stores start displaying holiday decorations before the kids have gone back to school, but they may be on to something. In fact, the smartest way to shop is to forget about “Black Friday” and start your shopping in the summer. Here are eight reasons it will have you ho-ho-hoing come…
While December is typically considered the traditional “budget-busting month,” September, with the back-to-school season, is close behind. In fact, the back-to-school shopping season is the second largest shopping event of the year, with 29 million households expected to shell out $27.6 billion in 2018, according to Deloitte. But any parent with school-aged children will tell…
Is everyone playing while you’re working? We get it: It can feel painful to sit at your desk when the weather warms. But there’s no reason to forfeit fun in the sun. Here are eight ways to enjoy summer, without going into debt on a pricey vacation. At work 1. Eat lunch al fresco: There’s nothing…
Becoming a parent is an extraordinary and, at times, stressful endeavor. Your life is about to fundamentally change. And as you plan the myriad dimensions of this new reality, you may be wondering how you’ll cover all the bills while you take time off work. Family leave is a complex issue and it requires a…
Credit card debt is a painful reality that more and more American families are living with. According to ValuePenguin, the average credit card debt for American households that carried a balance in 2017 was a massive $16,048. The 2017 American Household Credit Card Debt Study by personal finance website NerdWallet came to a similar conclusion, showing…
