This article originally appeared on the American Fidelity blog When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences Paid leave and disability insurance have different coverages but a…
Covering The Gap Due To A Medical Absence: Disability Benefits And Ticket To Work Are The Most Significant Forms of Employment Protection For American Workers By Steve Perrigo, Vice President, Allsup In today’s work environment, where one in four 20-year-olds will become disabled during their working years1 and long COVID brings uncertainty, it makes…
This article originally appeared on the American Fidelity blog It’s hard to guess exactly where paid family and medical leave (PFML) laws will be enacted next. Many states have study commissions to assess the feasibility, cost, and other impacts of prospective PFML legislation. Models to watch include: State-run Program – the state provides and…
As companies transition to an in-person or hybrid workforce, and paid leave mandates at the state level continue to shift, it’s increasingly important for employers to be aware of how this evolving landscape may affect their employees, particularly those like caregivers who may be impacted more than others, and how they can support them amid…
By Tracey Ferstler, PhD, Head of Return to Health, Global Claims, MetLife COVID turned the world as we know it upside down, and people who work in and around absence management and disability insurance are looking for answers on what’s next. Will we return to normal or is this our new normal? What is unique…
This article originally appeared on the American Fidelity blog. From buying diapers to creating a birth plan, there’s a lot to prepare for when you’re expecting a child. While you probably won’t be gifted health insurance at a baby shower, it’s still a vital part of your pregnancy experience. Understanding your coverage can help…
By John J. (“Jamie”) Kalamarides, President, Prudential Group Insurance People with disabilities and their caregivers deserve better than a return to the status quo. Now is the time to put the combined strengths of our government and private sector to work as we look to address the need for Paid Family Medical Leave and build…
By: Phil Bruen, senior vice president, Life & Disability, Group Benefits, MetLife While more than two-thirds of employees consider paid and unpaid leave to be a must have benefit, fewer employers offer these programs now than they did in 2019 and 2020. Phil Bruen shares three tips for businesses around the successful application of leave…
This article originally appeared on the American Fidelity blog. Nearly three decades back, in 1993, the Family and Medical Leave Act (FMLA) was passed. FMLA requires certain organizations to offer workers up to 12 weeks of unpaid leave to care for a new baby or sick family member. Today, states across the US are enacting state paid-leave laws,…
FMLA, PFML, and Disability Insurance: What are your options when you need to take care of yourself or a family member? Caring for your health is tricky enough, but being a caregiver with a full-time job can strain your finances, job, and overall mental and physical wellbeing. A 2020 report from AARP states the number…
