More than half of American adults drink at least one cup of coffee each day. If you aren’t one of them, you may want to consider giving it a try. Although for years doctors warned people about coffee, those concerns were based on flawed, decades old research. Current studies have shown a broad range of…
When the summer heat begins to give way to lower temperatures and the days get shorter and shorter, the onset of fall tends to make itself known seemingly overnight. It can be an exciting time of year; finishing summer vacations, getting back to school, preparing for winter. But for many people, it also signals the…
In the U.S. alone, some 31 million people find themselves dealing with lower back pain at any given moment. Worldwide, low-back pain is a leading cause of disability, as well as a common reason for otherwise healthy people to miss work. While back pain may be a result of poor posture, muscle injury or obesity,…
Millennials are shaping up to be one of the most influential and unique generations of all time. They’re already the biggest population in US history, consisting of 92 million people (compared to 77 million “baby-boomers”), and they currently make up close to half of the American workforce. One thing that sets millennials apart from past…
The concern over losing employees is something that keeps many HR managers and CEOs up throughout the night, and for good reason. Replacing even a $10/hr employee can cost over $3,000, and the expense of finding someone to take over a high-level position can be $8,000 or more. Even if you treat your employees like…
Everyone looks forward to payday, but for some, the excitement is tied more to being able to make rent than the gratification of a job well done. Living paycheck-to-paycheck is something that most people go through at one point or another (half of Americans find themselves in such a situation), and it can be a…
Anyone who exercises or plays sports at any level always runs a risk of injury. But, did you know that three of the most common sports injuries start at the bottom of your feet? No matter what sport or exercise you enjoy, most athletic injuries begin where you make contact with the ground. From there,…
I’ve held a variety of jobs during my post-college career. One of the more interesting ones was when I was a safety and environment consultant in the risk management department of a large insurance company. Our focus was on controlling the costs of our workers’ compensation program. Our WC costs weren’t as high as those…
Most people underestimate just how close to injury they can be at any given time. Some go to great lengths to eat healthy and exercise on a daily basis, only to slip and fall on their way home and end up out of work for weeks, or even months, as a result. Others regularly participate…
How much disability insurance do you actually need? Can you sustain your standard of living if you bring in approximately 70% of your income? How prepared are you for a disability? We explore these and more
