Lizzette Villeda and her husband, Choosing Resilience, Living Fully: Open Enrollment 2021

Recognizing the Value of Being Prepared

What happens to everyday expenses when an illness or injury prevents you from working and earning an income? Medical insurance helps cover the costs associated with treatment. But How do you pay your mortgage or rent? Do you have enough savings to buy groceries and cover your bills?   Lizzette Villeda discovered the real value…

Young woman recovering from Covid-19 at home: Choosing Resilience, Living Fully: Open Enrollment 2021

COVID-19: Proving The Value of SSDI to American Workers

By Steve Perrigo Editor’s Note: The far-reaching effects of a global virus mean employees with disabilities need Social Security Disability Insurance benefits more than ever. Thankfully, awareness is growing.   Significant health impacts halted work for many American workers – some estimates reach 11 million – and it’s leading to a search for answers. The…

The benefits of disability insurance

Quick Guide on the Causes of Disability Insurance Claims and Benefits

A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…

Disability can happen - a personal story

Disability can Happen – But Preparation Makes all the Difference

After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…

COVID-19 effects on mental health

As One Pandemic Ends, Has Another One Begun? The Impact of Covid-19 on Mental Health

Fred Schott, director of operations and research at The Council for Disability Awareness, and Ian Bridgman, a CDA board member and executive director of The Claim Lab are kicking off The CDA’s new topic beat on mental health. What follows is an exchange between the two on the dirty little data details that can be…

The Connection between Short-Term Disability & COVID-19

Clarifying the Connection between Short-Term Disability & COVID-19

By Diane Russell, Senior Vice President of Marketing & Consumer Strategy   There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…

Protecting loved ones

What the Pandemic Has Taught Us About Insurance

As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…

Bipolar disorder and disability benefits claims

Bipolar Disorder and SSDI

Bipolar disorder – sometimes known as “manic depression” – is a disorder of the brain. People with this disorder will often experience extreme shifts in levels of activity, mood and energy. Such extremes are referred to as manic and depressive episodes. Out of all bipolar disorder cases, 83% are classified as severe. Most cases of…