Remote work. The virtual office. Virtual teams. Once, this described the workplace of the future. Today, it’s a workplace reality being embraced by employers and employees alike. What is it about remote work that is so beneficial, and what has changed to cause this proliferation?
Did you know 65 percent of Americans lose sleep over financial stress? More specifically, Americans lost sleep over the cost of healthcare more than any other financial stress. That’s a significant increase from the previous year. Here is why
How soon should you talk about money with your kids? When it’s the right time to teach your kids financial literacy? Where should you start? We explore that and more
How much disability insurance do you actually need? Can you sustain your standard of living if you bring in approximately 70% of your income? How prepared are you for a disability? We explore these and more
Over half of the American population has less than one month’s income put aside for emergencies. Around 40% of Americans are not able to meet an unexpected expense of $400. You can financially prepare for the possibility of disability. The first step is realizing there’s no good excuse for not seeking out disability insurance.
Unlike full-time workers, freelancers typically aren’t entitled to paid sick days or vacation time. Being unexpectedly unable to work for a few weeks can deal a serious blow to a freelancer’s budget. Disability insurance can help decrease the burden of dealing with an unanticipated injury or illness.
Pregnancy involves much anticipation, preparation and uncertainty. Expectant moms know they ought to eat well, but there are many aspects of pregnancy and preparation for life beyond that are not as clear. Everyone’s experience is unique, and, for most people, navigating what comes next—not only the changes a baby brings, but also immediate questions about leave and health benefits—can be an unfamiliar and complicated process.
Want to get the most our of your disability coverage? Learn how Social Security Disability Insurance (SSDI) and Long-Term Disability Insurance Work Together
Maternity/parental leave rules vary widely by employer and by state. Talk to your human resources manager to find out what your resources are at both an employer and state level.
Are you at risk of disability? Despite confidence in your own health, there may be some hidden risks that could increase your likelihood of missing work due to a disability. Today we look at a few signs that you may be at a higher risk of having a disability claim in your future.