You can potentially use your weight loss to get cheaper premiums down the line. Some life insurance companies will let you take a new medical exam one or two years after the policy goes into effect. This depends entirely on the insurance company and your specific situation, but an independent broker can help you navigate this.
Losing weight can have huge health benefits. It can lead to lower cholesterol levels, lower blood pressure, and a reduced risk of heart attacks, dementia, sleep apnea, and a host of other diseases. Check out our article on the 9 best health podcasts for more advice on staying fit.
If you’ve lost over ten pounds in the last year, your broker can help you shop around for the best policy. Since every insurance company will treat your weight loss different, your broker can run quotes and help you comparison shop.
If you lost weight because of a gastric bypass surgery, some smaller life insurers may take a more lenient stance. Otherwise, the same rules apply: show twelve months of stable weight and undergo a medical exam to catch health issues.