7 Health Benefits Of Dogs (And One Health Risk)

There are so many health benefits that come alongside having a dog as a companion. Whether it’s the popular Poodle, or the less well known Silver Labrador, all dogs provide benefits such as encouraging more exercise and therefore having better heart health. They can even help people with mental health problems, and bring many benefits…

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How HR Can Make the Most of “Dead Week”

Is your office quiet that last week between Christmas and New Year’s? Chances are good it is; one survey found that 1/3 of U.S. workers planned to take the entire week as vacation, with nearly 70% expecting to take at least part of it.   But while the rest of your office might be relaxing by…

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How Can We Help Financially Protect Families With A Stay-at-Home Partner?

When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…

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Depressed about the Holidays? Maybe You Have the Holiday Blues

This is the happiest time of year, right? Family, friends, fun and food are what life is about. Except you don’t feel excited, you actually feel a bit depressed. Maybe you have the holiday blues. What do you do if this is the case? What do you do?

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Finding an Employer That Truly Cares About Mental and Physical Health

Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…

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Healthy Holiday Eating – Go Ahead, Indulge a Little

The holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a recent study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…

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Championing Self-Belief: Strategies for Empowering Teens with Disabilities

7.3 million students were living with disabilities in the U.S. public school system in the 2021-22 school year, making up 15% of national public school enrollment, according to data from the Pew Research Center.   This number includes pre-k students through 12th graders. However, teenagers living with a disability, in particular, face unique challenges that…

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Was I right? 16 Changes That May Happen in the Near Future

By Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Interim President of the CDA   I was asked to relook at a blog I wrote during the height of the Covid-19 pandemic and explore how well I had “prognosticated” future developments. Like any such endeavor, there were certainly some misses in the narrative, but on the whole, I…

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On Loneliness

In a couple days, it’ll be Thanksgiving. And in my house, that means we sit down for… a home screening of legendary director John Hughes‘ 1987 film Planes, Trains and Automobiles. I love to keep track of the classic comedy tropes on offer, and ever since I heard that the original script was for a…

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Disability Insurance and Paid Leave Aren’t the Same

This article originally appeared on the American Fidelity blog   When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences Paid leave and disability insurance have different coverages but a…

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Disability Insurance is an Investment in Your Future

Alexandra Ginieres Chief Marketing Officer, MGIS   The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we have the means to ensure a more stable future and…

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