5 Qualities of The Most Successful HR Leaders

Visionary human resource leaders are in strong demand.  The Mercer Global Talent Trends 2018 Study argues that as organizations accelerate their transformation efforts, ”putting people at the heart of the change makes HR pivotal.” Gallup meanwhile calls HR leaders the “stewards and keepers of the culture of an organization.” Gallup shows the numbers behind this claim:…

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9 Ways to Save Money on Fruits & Vegetables

Are you one of those people who buys fruits and vegetables only to let them spoil? Your intentions may be good but your actions waste nutritious food and your hard-earned money. Here are nine sure-fire ways to save money on fruits and vegetables. 1. Plan a weekly menu If you go to the grocery store without a…

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How to Build an Emergency Fund

If you had to pay an unexpected $400 bill today, would you be able to without reaching for a credit card or asking for a loan? If your answer is no, you’re not alone. And you need to keep reading this blog. A large proportion of working Americans are in the same boat, lacking liquidity…

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How Can I Get Disability Insurance?

Disability insurance is one of the most important forms of insurance for working Americans. The financial expert Dave Ramsey calls it “a necessity.” It has been described as a valuable benefit by NPR while NBC News calls it “more important for singles than just about anyone.” Having a form of income protection for when you’re injured, ill…

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Cancer and the Healing Power of Community (Video)

It started with what seemed to be a sinus infection. “But it just wouldn’t go away,” remembers Lisa Gohra. So she went to see her doctor. He put her through a series of tests: ultrasounds, chest X-rays, CAT scans, needle biopsies. Then the diagnosis arrived: Advanced Papillary Thyroid Cancer with a tall cell variant. The…

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How Should HR Leaders Approach Mental Health in the Workplace?

This article originally appeared in Human Resource Executive in the summer of 2017 — we’re reposting it as May is both Disability Insurance Awareness Month and Mental Health Awareness Month.  This column is not the one I planned for you to read today. A computer-system update gone wrong drove me to write a new post…

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How Does Disability Insurance Actually Work?

Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects. A 2017 report from LIMRA revealed that 65 percent of respondents thought that most people need disability insurance. Yet only 48 percent thought they personally needed it, and a…

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What to Do Now to Prepare for a Smooth Maternity Leave

Has the latest mommy blog replaced the Wall Street Journal as your go-to online reading? Congratulations! There’s no more exciting time than when you’re expecting a baby. But, along with the anticipation comes some worry — about your baby’s health of course, but also smaller things, like will you ever learn how that car seat…

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3 Ways to Reduce Cancer Risks in the Office

If someone were to ask you about the level of pollutants in your daily environment, you’d probably think about your home, your city or town. But if you have a full-time job, what about the health of the workplace you spend most of your waking hours within? One third of most people’s adult lives will…

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How Many Working American Households Lack Private Disability Coverage?

By Andrew Melnyk, Chief Economist and Vice President of Research, American Council of Life Insurers Last week, Fred Schott of The Council for Disability Awareness outlined an approach to answering the following question: how many working Americans have (or don’t have) some form of private disability coverage? It is an important question because, as we know, Social…

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The Top 5 Reasons Why People Go Out of Work and Stay Out of Work

At least 35 percent of working Americans don’t have private disability insurance. And what that means is approximately 50 million people won’t receive a paycheck if they leave work to have a baby, or are recovering from an injury or an illness. Working adults need disability (or income protection) insurance because people regularly leave work…

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How Many Working Americans Have Adequate Disability Coverage?

How many working Americans have private disability insurance coverage? This is a crucially important question for us at The Council for Disability Awareness. We would like to see all working Americans have some form of private disability coverage to protect their income when they’re out of work for an extended period of time because of…

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