Six Back-To-School Expenses to Start Budgeting for Now

While December is typically considered the traditional “budget-busting month,” September, with the back-to-school season, is close behind. In fact, the back-to-school shopping season is the second largest shopping event of the year, with 29 million households expected to shell out $27.6 billion in 2018, according to Deloitte. But any parent with school-aged children will tell…

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Team-Building Activities Your Team Will Actually Love

Trust falls. Ropes courses. Bowling or mini golf. Many offices plan a summer team-building activity designed for camaraderie, but forced group fun can cause anxiety in many. Maybe your office mates don’t know each other particularly well, or there are people of so many ages and ability levels that anything too physical can be a…

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Six Top Home Buyer Mistakes That Can Bust Your Budget – Solved

Ready to buy a home? The time could be right. In fact, in 2017, first-time buyers made up 35 percent of all home purchases, finds the 2017 National Association of REALTORS® (NAR) Home Buyer and Seller Generational Trends study.   Buying a home will probably be the most expensive purchase you ever make, so it’s…

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Why Waiting to Buy Income Protection Can Cost You Big Time

Like many others in their 20s, I remember not being thrilled about the chunk of income that was taken every month by insurance. It always seemed like money that was going out and would never come back in and felt especially significant at a time when my income was low. The temptation was always to…

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The Benefits That Matter to Working Caregivers

Gen Xers now occupy the most leadership roles globally. But this generation also brings a unique set of challenges to the workplace. Employees born between the early 1960s and 1980 increasingly need to look after their children as well as their aging parents. They’re known as the “sandwich generation” and according to the Pew Center for Research,…

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Change-Makers: The Yellow Tulip Project

On an early May evening this year in Portland, Maine, a radical art exhibition quietly opened on the edges of the city. It was called I Am More: Facing Stigma and featured life-size black and white photographs of 22 people from the wider community. There were artists, doctors, real estate agents, high school students, mental…

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7 Fixes to Make Your Home Easier to Navigate If You Have Arthritis

Arthritis doesn’t just affect the AARP set. In fact, it’s the leading cause of work-related disability, affecting nearly a quarter of adults, according to the Centers for Disease Control and Prevention. Arthritis is actually a “catch all” term for more than 100 joint-related diseases and conditions, including gout, lupus, and rheumatoid arthritis. If you’re one of…

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8 Creative Ways to Enjoy Summer That Don’t Cost a Fortune

Is everyone playing while you’re working? We get it: It can feel painful to sit at your desk when the weather warms. But there’s no reason to forfeit fun in the sun. Here are eight ways to enjoy summer, without going into debt on a pricey vacation. At work 1. Eat lunch al fresco: There’s nothing…

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5 Qualities of The Most Successful HR Leaders

Visionary human resource leaders are in strong demand.  The Mercer Global Talent Trends 2018 Study argues that as organizations accelerate their transformation efforts, ”putting people at the heart of the change makes HR pivotal.” Gallup meanwhile calls HR leaders the “stewards and keepers of the culture of an organization.” Gallup shows the numbers behind this claim:…

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9 Ways to Save Money on Fruits & Vegetables

Are you one of those people who buys fruits and vegetables only to let them spoil? Your intentions may be good but your actions waste nutritious food and your hard-earned money. Here are nine sure-fire ways to save money on fruits and vegetables. 1. Plan a weekly menu If you go to the grocery store without a…

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How to Build an Emergency Fund

If you had to pay an unexpected $400 bill today, would you be able to without reaching for a credit card or asking for a loan? If your answer is no, you’re not alone. And you need to keep reading this blog. A large proportion of working Americans are in the same boat, lacking liquidity…

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How Can I Get Disability Insurance?

Disability insurance is one of the most important forms of insurance for working Americans. The financial expert Dave Ramsey calls it “a necessity.” It has been described as a valuable benefit by NPR while NBC News calls it “more important for singles than just about anyone.” Having a form of income protection for when you’re injured, ill…

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