By Bob Herum, Ameritas second vice president of DI and GSI Sales and Marketing The United States is approaching two months since COVID-19 descended upon us, and the U.S. economy was blind-sided by the effects of the virus. Millions of American workers have been laid off, furloughed or told to work from home. Millions of…
Read MoreIntroduction On March 11, 2020, the World Health Organization officially declared the spread of the new Covid-19 viral disease to be a pandemic. But it wasn’t until the following day, March12, that the stark reality of the new situation became clear to the 330 million residents of the U.S.A. Tom Hanks declared he and his…
Read MoreAs the spread of the novel coronavirus and COVID-19 altered how we work, live and move about our communities, Americans started sending an increasing number of questions to The Council for Disability Awareness about Social Security Disability Insurance (SSDI). We turned to one of our member company experts – Ted Norwood of Integrated Benefits, Inc.…
Read MoreMany states across the United States have either initiated or passed legislation to offer paid medical and family leave to employees. If you have access to this benefit, you may question if you need supplemental disability insurance. The short answer is YES. While paid leave may offer financial assistance in specific situations, the need for…
Read MoreWhen the unexpected, such as an injury or illness, suddenly occurs, small business owners may be greatly affected, both personally and professionally. Think about the investment you’ve made in your business. Chances are, it’s not simply a business to you, but rather, your life’s work. For many business and practice owners, their business provides…
Read MoreBy Cara McNulty, DPA, President, Aetna Behavioral Health As we adjust to our new normal during the COVID-19 pandemic, the mental wellbeing of employees should remain a top priority for employers. Each employee faces a unique set of circumstances that may have negative implications for their mental health. Many employees are juggling childcare or caregiving…
Read MoreThis article originally appeared on the author’s LinkedIn page. I don’t know what’s going to happen to the economy, or what course the pandemic will take. All I know is what I’m eating for the next 3 weeks, because it stares me in the face every time I open the fridge (which is often). But…
Read MoreIt’s 5:30 in the morning, and the first thing I’m going to do after the first thing one usually does after rising out of bed is look at the weather. Typically, this would be done to inform me about how to dress for what I’ll encounter when I head outside to go to work, except…
Read MoreHave you already deposited your stimulus check? Are you on track to receive a tax refund? If so, it can feel like a windfall or even like winning the lottery. The natural desire to spend “found money” can easily spiral into ideas of grandeur. While planning a post-pandemic vacation, or buying that new gas grille,…
Read MoreHow healthy are you? The National Health Council reports that at least 157 million Americans will be afflicted with a chronic disease by the end of this year – a trend due in part to our aging population. However, different lifestyle factors also influence the outcome of this statistic, revealing that all age groups are vulnerable to…
Read MoreAfter weeks or months of not being able to visit your gym or fitness club, you’ll want to keep several things in mind when you return to exercise. Even if you’ve actively pursued alternative ways to stay fit, you should plan for some adjustments in resuming your workouts. Just two weeks away from a workout…
Read MoreWhen most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
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