Back-To-School 2020: Tips for Parents

When we think of back-to-school anxiety, it typically centers on elements like new routines, hectic schedules and whether our kids will find a friend. But those worries sound almost quaint, as we consider “back to school 2020.” In fact, just over 70% of parents said they saw either a large or moderate risk in sending…

Read More

How to Manage an Invisible Disability at Work

If you are going to work every day with a disability, know that you are not alone. Recent studies show that around 30% of white-collar workers have a disability. While this may seem surprising, keep in mind that not all disabilities are obvious to the naked eye. You or someone you know might be dealing…

Read More

Get on Track With a Back to School Sleep Schedule

It’s almost that season—time for school buses and alarm clocks. And if you’re like most families, you’ve probably been letting your sleep schedule slide in favor of late evenings spent enjoying the extra hours of daylight with a bike ride or the glow of a backyard fire pit in the warm night air. We don’t…

Read More

Check Your DI Before You DIY

Have you found yourself taking on a Do-It-Yourself project lately? Whether you’re painting a wall, replacing a kitchen counter top, or repairing the deck outside, you’re not alone. Millions of people working at home these days have started DIY projects.   Empty lumber shelves and back-orders for appliances in local and big box stores nationwide…

Read More

Tackling the Summer Slide: Promote Employee Productivity with a Twist

The lazy days of late summer are great…unless it’s your employees who are feeling a little bit too much summer fever. Because even though it’s the time of year when we want to hit the pool, the beach or the park, the work still has to get done. However, employees have become more emphatic about “work/life”…

Read More

Do You Know the Financial Implications Of Taking A Career Break?

When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…

Read More

Make Fall Foolproof — Save Money by Tackling Winter House Maintenance Now

As we bask in the lazy days of August, there are subtle reminders that the change of seasons is around the corner – from the school supplies clogging the shelves of big box stores to that one tree whose leaves are reddening prematurely. Before the first pumpkin spice latte hits the neighborhood coffee shop, take a weekend…

Read More

Bearded Dragons as Emotional Support Pets

An Emotional Support Animal (ESA) is any pet that is legally certified to offer support for emotional of psychological conditions. They help people by providing support during difficult times and are mostly commonly utilized by people suffering from conditions such as anxiety or depression. Usually dogs are trained for this task. However, diversity of ESAs…

Read More

Older Skateboarder, Stitches, and Disability Insurance.

When the quick care doctor who was stitching up my elbow asked how I fell in the parking lot, he broke into a smile when I said “skateboarding.”   I’m over 60-years and reasonably “fit.” But, “smart” came into question that day. Being active and over 60 had lulled me into some overly casual choices,…

Read More

What Gig Economy Workers Need in a Financial Safety Net Today

If you’re a typical gig economy worker, you have multiple income streams. Maybe you drive for Uber, deliver meals for Grubhub, serve as a virtual assistant for several clients, and write a regular blog that generates ad revenue.   Having multiple income sources can be an advantage during uncertain times. But the downside of gig…

Read More

The Americans with Disabilities Act: Empowering a Generation

I never thought that day would come when I would start a blog post or conversation with: “Well, back in my day…” But alas, that time has come.   Back in my day, life was much different than it is today. I acquired my disability, transverse myelitis, when I was 4.5 months old and became…

Read More

Putting People First

Thirty years ago in Washington, D.C., a group of subject matter experts from the insurance industry gathered with trade groups and legislators to talk about a new piece of legislation called the Americans with Disabilities Act (ADA).   I was thrilled to have the opportunity, early in my insurance career, to take part in this…

Read More