Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…

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If You or a Partner Became Disabled, are you Prepared?

During uncertain times like these, you never know where the future may lead. For many small businesses, this past year proved difficult. In fact, more than 97,966 United States businesses permanently shut down during the pandemic. For small business owners and those with business partners, now may be the time to begin considering coverage options…

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As One Pandemic Ends, Has Another One Begun? The Impact of Covid-19 on Mental Health

Fred Schott, director of operations and research at The Council for Disability Awareness, and Ian Bridgman, a CDA board member and executive director of The Claim Lab are kicking off The CDA’s new topic beat on mental health. What follows is an exchange between the two on the dirty little data details that can be…

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Prognosticating the “New Normal”

16 Changes That May Happen in the Near Future   By Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Ameritas.   Getting tired of hearing the term “new normal,” or other permutations out there? I am, but it does force you to think about how different life will look moving forward, past the changes COVID-19 created.…

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Spring Forward? Five Ways to Update Your Routine When You’re Losing an Hour Of Sleep

Most of us relish the extra evening hour that comes with Daylight Savings Time, but losing that hour can come with schedule consequences…and even health consequences. In fact, Daylight Savings Time has been linked to increased heart attacks, and another study found that fatal car accidents increased the Monday after the Daylight Savings Time switch. So besides taking…

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Workers’ Compensation For Remote Employees

By Rachel Porter, content specialist for Custom Contractors Insurance, LLC.   In a world ravaged by a global pandemic, many companies across various industries had to make adjustments to keep their operations going despite the threat of the coronavirus. One of those tweaks is setting up remote work for their employees. Telecommuters were around long…

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Clarifying the Connection between Short-Term Disability & COVID-19

By Diane Russell, Senior Vice President of Marketing & Consumer Strategy   There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…

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Seven Ways Employers Can Create Flexible Work Options

Competition for Talent Informs Trend in Flexibility as Benefit Option HR departments know all too well the fierce competition for top talent being waged today. And as you develop appealing compensation offers and benefits packages, there is one peak benefit that employees are clamoring for—and that’s flexibility. If you are still clinging to a fixed work…

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Advocating for Diversity, Inclusion, and Accommodations in the Workplace

It’s one thing to say that you are on board with the idea of promoting diversity, inclusion, and accommodations in the workplace. It’s another thing entirely to successfully advocate for these things.   Here’s something to think about: The Centers for Disease Control and Prevention notes that approximately 25% of all U.S. adults live with…

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Working from Home? Accidents are on the Rise.

If you started remote working last year, settle in. With nearly one in four Americans now telecommuting from home, businesses are seeing increases in productivity and employees are finding more flexibility and satisfaction in their work. It’s increasingly likely that remote working or some form of hybrid working may continue well into the future for…

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Four Ways to Finance Medical Bills and Health Expenses

When you are living with a medical condition or disease that requires regular visits to various doctors, or have a sudden health concern that needs to be addressed quickly, medical bills will begin to pile up. While your medical insurance likely covers most of your normal expenses, when it comes to specialty issues, insurance companies…

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Five Tips for Snow Day Survival

As any third grader will tell you, there’s really nothing better than a snow day. You’re up early and dressed, because you weren’t sure if the bus was coming. And though it usually requires 45 minutes of parental nagging to get you to put on your boots and coat, once you confirm classes or cancelled,…

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