Home Safety Tips for Those with Disabilities

For people with disabilities, safety is a priority wherever they go. At home, it’s especially important. There might be fewer hazards, but that doesn’t mean they don’t exist. Feeling safe and comfortable at home is important for everyone – especially if you have specific needs.   Whether you’re moving somewhere new and you’re worried about…

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Planning For New Holiday Traditions

With another surge on the way and more lockdowns likely, the holidays are looking a little different, again, this year. Since most of our traditions revolve around groups—whether your own social posse or attending large events—it might feel challenging to consider how you will celebrate the season. The good news is that you can still…

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Healthy Holiday Eating – Go Ahead, Indulge a Little

The holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a recent study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…

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How the Physician Shortage is Affecting Those With Disabilities

The physician shortage is a real, persistent, and worsening problem, not only in the United States, but around the globe. Studies suggest that there is currently a worldwide deficit of more than 4.3 million healthcare providers. And it is typically the most vulnerable populations who are most starkly affected, including those individuals who are living…

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Supporting Employees During The Holidays

When we think back to how “stressed” we used to feel during the holidays, we might long for a bit of that back…especially as we look ahead to what might be another isolated holiday. With your employees coping with burnout and COVID fatigue, the “holiday blues” may be strong, again, this year. Here are some…

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Overcoming Barriers to Getting Mental Health Help

In the era of COVID-19, a lot of attention has been given to maintaining physical health. However, mental health challenges are as pressing a concern as physical health, particularly in today’s era of uncertainty and social isolation. Unfortunately, access to consistent and quality mental healthcare is not always easy to find. This article looks at…

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Recognizing the Value of Being Prepared

What happens to everyday expenses when an illness or injury prevents you from working and earning an income? Medical insurance helps cover the costs associated with treatment. But How do you pay your mortgage or rent? Do you have enough savings to buy groceries and cover your bills?   Lizzette Villeda discovered the real value…

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Social Security Act 2100: Unlikely to Pass, but a Step in the Right Direction

By Michael Mattison     There’s been a lot of buzz around the industry about the recently introduced Social Security Act 2100. If passed, this bill would:   Eliminate the 5-month waiting period for SSDI benefits Provide caregiver credits for individuals that left the workforce to care for children or other dependents Extend student benefits…

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Holistic Protection Includes Income Protection at Every Stage

Alexandra Ginieres Director, Marketing Communications, Individual Disability Guardian Life Insurance Company of America®   Editor’s Note: When it comes to protecting yourself and your family, holistic protection is key. As we begin open enrollment season, start thinking about which benefits will be a good fit for your financial needs. When considering your options, understand the…

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Take Advantage of ALL of Your Employer’s Benefit Offerings

Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: When the leaves start to fall, it’s usually the time for you to enroll in your employer’s benefits offerings. A lot of us focus our time on understanding the health insurance benefits, but you could be leaving a lot of money on the table with that…

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Catching up with Reality: The Full Value of Voluntary Benefits

By Jeremy Parr, Director, Voluntary Benefits, Lincoln Financial Group Editor’s Note: It’s time that companies structure, prioritize, and present benefits to reflect today’s financial and societal realities. Employees often must turn to voluntary benefits to help them shoulder higher out-of-pocket costs. And that means employers need to offer a well-rounded benefits package to help their…

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The 7 Pillars of Resilience

This article originally appeared as part of a guide from Total Brain, “Learn To Improve Resilience”   If building resilience involves behaviors, thoughts, and actions, where is the best place to begin? Resilience training incorporates an entire set of skills to improve overall growth mindset. Train with these 7 pillars in mind to build resilience.…

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