Including Social Security in Your Financial and Retirement Planning (pt 2)

Ted Norwood Editor’s Note: In part two of Ted Norwood’s post on Social Security, financial planning, and retirement, the author explains the various Social Security benefits and impact they may have on your financial status. (Click here to read Part 1 of this post.) Financial Planning, Protection and Retirement The basics The basic principles are…

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Including Social Security in Your Financial and Retirement Planning (pt 1)

Ted Norwood Editor’s Note: You are about to enjoy the most entertaining and informative blog post I’ve ever had the pleasure of editing about Social Security benefits. Read on to learn more about what the Social Security Administration and chocolate chip cookies have in common. Thinking about protecting your family’s income, your children’s future, and…

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3 Steps to Preparing for the Unexpected

Amber Stitt Life presents all of us with challenges, including unexpected medical emergencies and health disruptions. So, proactively preparing for a time when you might not be able to care for yourself or your family is critical. If your loved ones have access to your important details and documents, it can reduce the stress on…

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Is Disability Insurance a Luxury Good?

Fred Schott and Carol Harnett Editor’s Note: It’s springtime and that means it’s the season for talking about income protection and products like disability insurance that help you protect what’s one of your greatest assets – your income. And that’s what The Council for Disability Awareness president Carol Harnett did recently in a podcast with…

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How Can We Help Financially Protect Families With A Stay-at-Home Partner?

When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…

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Benefits of Water (Other than Being the First Ingredient in Beer)

Dictionary.com defines water as a “colorless, transparent, odorless liquid that forms the seas, lakes, rivers, and rain and is the basis of the fluids of living organisms.” Sounds a little boring, huh? Have you ever wondered why we really need it? Let’s dive in! It’s more than just a thirst quencher. It makes up 60%…

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3 Things the Disability Industry Shares in Common with the Saint Peter’s Peacocks

Carol Harnett Editor’s Note: Disability industry professionals have a lot in common with March Madness’ Cinderella team, the Saint Peter’s Peacocks from Jersey City, New Jersey. They’re strong in understanding the fundamentals of disability and absence, They work hard, and They execute.   I don’t often talk about my undergraduate alma mater. The most likely…

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This Depression

By Carol Harnett If there is one thing you need to know about me, it’s this. I am a Bruce Springsteen fan. As a native Staten Islander, I found myself on the Jersey Shore more often than just about anywhere. And as the Jersey Shore goes, so goes being a fan of The Boss. I…

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The Importance of Accessibility for People With Visual Impairments

Anyone with a visual impairment knows the importance of accessibility. Fortunately, it’s becoming a bigger topic of conversation in the workplace, educational systems, and even in public places. But, there’s still a long way to go. The best way to show the importance of accessibility is to educate individuals and industries alike on why it’s…

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Lost Your Fitness? Muscle Memory Gets It Back Fast.

After two years of inactivity due to Covid-19, many people feel like they’ll never get their fitness back. Or that they’ll regain a fraction of it. You look at your body and think, there’s no muscle there. Where did it go?   The good news is that no matter how long it’s been since you’ve…

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Spring Forward? Five Ways to Update Your Routine When You’re Losing an Hour Of Sleep

Most of us relish the extra evening hour that comes with Daylight Savings Time, but losing that hour can come with schedule consequences…and even health consequences. In fact, Daylight Savings Time has been linked to increased heart attacks, and another study found that fatal car accidents increased the Monday after the Daylight Savings Time switch. So besides taking…

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Six Health Benefits of Raising Chickens

Raising chickens has almost an infinite number of benefits. These benefits range from simple companionship to self-sufficient food production.   Raising and keeping chickens even has several health benefits that can positively impact those with mental or physical disabilities. In fact, several universities such as the University of Minnesota are utilizing therapy chickens during exam…

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