The coming weekend is one that many have looked forward to since March! It’s not relief that Halloween is over, or excitement for the upcoming holiday season. It’s not breaking out the autumn sweaters and warm boots. It’s not even the oversized mug of pumpkin spiced latte they’re planning. It’s the extra hour of sleep!…
Expecting a baby? congratulations! You may not know it, but disability insurance offers valuable financial benefits for expectant parents. In the event that you become unable to work during or after your pregnancy, here are some ways that disability insurance can help: Income Replacement Disability insurance will typically provides a portion of income if…
An Emotional Support Animal (ESA) is any pet that is legally certified to offer support for emotional of psychological conditions. They help people by providing support during difficult times and are mostly commonly utilized by people suffering from conditions such as anxiety or depression. Usually dogs are trained for this task. However, diversity of ESAs…
If you’re age 40 or 50, you may begin to hear the concept of “multistage life” replacing “retirement”. Let’s face it, with rapidly increasing life expectancy rates, retiring near age-65 could become an old school notion. Look at what’s happening today in the U.S. labor force. Between now and 2030, only one age group…
When the summer heat begins to give way to lower temperatures and the days get shorter and shorter, the onset of fall tends to make itself known seemingly overnight. It can be an exciting time of year; finishing summer vacations, getting back to school, preparing for winter. But for many people, it also signals the…
By Steve Perrigo Editor’s Note: When you’re approved for Social Security Disability Income benefits by the Social Security Administration, you receive monthly financial payments (upon approval) and Medicare (after 24 months). A secondary benefit of SSDI is the ability to participate in the Ticket to Work program that allows beneficiaries of SSDI to return to…
When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
As we age, previously manageable aspects of our houses can become hazardous. Studies show that household accidents account for an annual average of 20 million hospitalizations in the U.S. Renovating your home for accessibility can help you age gracefully without relocating. Deciding Whether to Age in Place Choosing to remain home has several…
Happy New Year! Wait…aren’t we a little early (or a lot late) for that greeting? The truth is that for many people, September is the “real” new year, despite what the calendar says. And it’s easy to see why—after all that was traditionally the time we came back to school in a new outfit, maybe…
By Holly Devine Editor’s Note: Holly Devine grew up knowing how to advocate for herself and what she needed – as it related to being a person with a physical disability. But it wasn’t until she was working at her first job after college that she learned how to ask for support with a mental…
