Have you checked your credit score lately? Nearly half of Americans haven’t looked in the past six months, and one in seven respondents to a recent survey never have. It could be costing you. For example, you might not be getting the best rates available on everything from cell phone service to car insurance to…
Your credit score ratings are important when it comes to getting approved for credit such as a mortgage for your home or a car loan. Find out how millennials can build solid credit score ratings from scratch.
Credit card debt is a painful reality that more and more American families are living with. According to ValuePenguin, the average credit card debt for American households that carried a balance in 2017 was a massive $16,048. The 2017 American Household Credit Card Debt Study by personal finance website NerdWallet came to a similar conclusion, showing…
If you have a considerable amount of debt and feel overwhelmed about how to pay off credit card debt, you’re not alone. Today we share six strategies to help you pay off credit card debt.
One study has Millennials averaging a 625 credit score. That is not a great score and lower than any other generation. But this score can be raised with some simple financial advice we feature in our Millennial financial advice roundup.
the path to financial literacy
One reality about adult life is the need to pay bills and calculate taxes. Much of our time goes into figuring out who gets how much and what our bank balance is at the end of the month. The stress of paying different people, different amounts at different times can present a challenge. A gleam…
Have you made a list of things you will not negotiate when you are going to buy a house? You may have a mental list, but have you written them down. This tip and several others will help you if you are a first-time home buyer.
A pre-marital financial discussion is a must for those who want to establish a financial foundation and a relationship of trust and teamwork.
Financial concepts can be confusing to teach and learn about. School’s typically do not take the responsibility of teaching kids about them, and the task if left up to the parents. Whether you’re the student or the teacher in this situation, here are three financial concepts worth knowing about.