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Six Back-To-School Expenses to Start Budgeting for Now

While December is typically considered the traditional “budget-busting month,” September, with the back-to-school season, is close behind. In fact, the back-to-school shopping season is the second largest shopping event of the year, with 29 million households expected to shell out $27.6 billion in 2018, according to Deloitte. But any parent with school-aged children will tell…

HR leader educating a group of employees.

Educating Employees About Disability Insurance? Ask Them 5 Questions

Employers are offering more and more voluntary benefits—and workers want these benefits. A 2017 study showed that nearly one third of eligible employees were signing up for voluntary offerings (that’s a higher participation rate than in earlier years).  Amy Hollis is the national leader of voluntary benefits for HR consultancy Willis Towers Watson. She recently…

Pregnant woman holding a baby

Disability Insurance Can Be An Important Part of a Pregnancy—But It’s Much More

Disability insurance — also known as income protection coverage — is one of the most important and overlooked pillars of financial planning. Think about it. The average person is so dependent on their ability to earn a living, they couldn’t continue their lifestyle if they missed even a single paycheck. The Federal Reserve asked adults…