Mind the Gap campaign: Closing the Disability Coverage Gap

Understanding the Importance of Closing the Disability Coverage Gap

Anthony Favry, Vice President, Disability & Absence Product, MetLife Editor’s Note: Disability insurance is the fastest-growing product in terms of employee interest this year.1 This could be due to the fact that there is an underlying demand for more financial security and flexibility with time away from work when needed. This is particularly acute among…

Mind the Gap campaign: Women Should Start Their Insurance Planning Now

Why Women Should Start Their Insurance Planning Now

Amber Stitt, Financial Consultant, Business Strategist, Speaker, Podcast Host Having the proper protections in place should be important to everyone, but early planning is particularly important for women. With a broader variety of female-specific needs, finding suitable insurance options to better secure the future can be challenging. I’ll share some key considerations to help explain…

Mind the Gap campaign: The benefits of long term disability insurance

Bridge the Paycheck Gap

Mia Ferrarin Marketing Manager, Life and Disability Insurance, Individual Markets Guardian Life Insurance Company of America®   Editor’s Note:  When you think about protection, you might think about the assets in your life that you safeguard by purchasing an insurance policy — like your car, your home or other valuables. Maybe you think about other…

Mind the Gap due to a medical absence

Covering The Gap Due To A Medical Absence

Covering The Gap Due To A Medical Absence: Disability Benefits And Ticket To Work Are The Most Significant Forms of Employment Protection For American Workers By Steve Perrigo, Vice President, Allsup   In today’s work environment, where one in four 20-year-olds will become disabled during their working years1 and long COVID brings uncertainty, it makes…

The importance of disability insurance for millennials

Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…

How to Financially Protect Families With A Stay-at-Home Partner

How Can We Help Financially Protect Families With A Stay-at-Home Partner?

When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…

Open Enrollment 2022: The employers guide to group disability insurance

The Employer’s Guide to Group Disability Insurance

Group disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…

Open Enrollment 2022: Short- vs. long-term disability insurance: How it works

Short- vs. long-term disability insurance: How it works

This article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so it’s important to understand your options. What is…

Open Enrollment 2022: Position individual disability income insurance effectively

Position Individual Disability Income Insurance Effectively

Scott McCarthy, Regional Vice President, Sales & Distribution, Ameritas Life Insurance Corp. Managing and understanding risk is not a strength for many people. It’s also why financial professionals need to be effective at helping clients make changes that address long-term financial needs. Changing the conversation In discussions with colleagues, I frequently comment on the need…

Autumn's Personal Story

Autumn’s Story: An Inspiration

Editor’s Note: In 2017, Autumn attended the Route 91 Harvest Festival in Las Vegas, and her world turned upside down. One of the many victims of the tragedy, Autumn was seriously injured and found herself facing a long recovery. “I woke up and was wired shut,” she said. “I had a tracheostomy because the blocked…