Debit cards are great because they limit your ability to charge more than you should financially. But there are debit card dangers you should be aware of. For instance, the level of purchase protection is not as good as it is with credit cards.
Are you going to fix up your home for its sale? Certain home improvements add value, whereas others will not create a return on your investments. Find out which home improvement provide ROI and which do not, right here.
Have you made a list of things you will not negotiate when you are going to buy a house? You may have a mental list, but have you written them down. This tip and several others will help you if you are a first-time home buyer.
Forty-six percent of adults say they either could not cover an emergency expense costing $400, or would cover it by selling something or borrowing money. This is attention-grabbing and a potential wake-up call for building an emergency fund. But an emergency fund is just the first step, financial preparedness, which includes disability awareness needs to be considered as soon as you cover your emergency funds.
Are you still using or anticipating using the four percent retirement rule? Maybe you ought to think twice before doing so. This rule was a great rule of thumb when it was created in the mid-90s up until about 10 years ago. Then interest rates plummeted, and with them, the efficacy of the four percent withdrawal rule.
Don’t miss out on a great way to ease the financial strain faced by people with disabilities by creating tax-free savings accounts, a 529 ABLES. These savings accounts do not replace benefits provided through private insurance, Medicaid, or supplemental security income.
Yes, it may be difficult to believe, but there are disadvantages to early retirement. For those with the luxury of a choice, no one would blame you for retiring early, but at least consider these five common disadvantages. This way you could be fully prepared if one occurred during your early retirement.
To create wealth is not evil. Money is a medium for transaction. Wealth creation allows you the freedom and capability to help those in need, whether they are family or those less fortunate.
Climbing the corporate ladder is the goal of many, but do you know the best ways to do so? Follow these tips