Did you know that Americans spend almost 40 percent more on their credit cards in December than any other month? Do you have a budget or even a plan on how to manage your holidays spending? Here are seven tips to help you.
A recent Employee Financial Wellness Survey that reports on adults nationwide who are full-time employees indicates that political uncertainty and a slow economic recovery are a few reasons that worry 52 percent of respondents in regards to their financial well-being.
One of the more interesting aspects of this report is the similarities of concerns regarding financial well-being across generations. Below, we’ve chosen a few of the more interesting findings.
The recent presidential debates mention student loan burden, but never specifically the student loan burden for those with disabilities. There is a program called the Total and Permanent Disability (TPD) Discharge, which addresses debt burdens for those with disabilities.
Paid parental leave is a rarity in the United States, making us one of the advanced nations without it. However, it may slowly be catching on.
Regulations are complicated. Healthcare insurance is baffling. Laws are complex. The Affordable Care Act exchange combines both laws and insurance. Need help. Here are answers to the basic questions.
More information about the size of the insurers’ network of doctors and hospitals, more standardized out-of-pocket costs, more warning about unanticipated out-of-network medical, and higher premiums are several Obamacare changes for 2017.
Recent research findings between money and happiness appears to run counter to the many decades of research that show a poor relationship between money and happiness. So can money buy happiness? This research points to the fact that it can to a certain extent.
Financial concepts can be confusing to teach and learn about. School’s typically do not take the responsibility of teaching kids about them, and the task if left up to the parents. Whether you’re the student or the teacher in this situation, here are three financial concepts worth knowing about.
Forty-six percent of adults say they either could not cover an emergency expense costing $400, or would cover it by selling something or borrowing money. This is attention-grabbing and a potential wake-up call for building an emergency fund. But an emergency fund is just the first step, financial preparedness, which includes disability awareness needs to be considered as soon as you cover your emergency funds.
One of the first steps in financial preparedness is an emergency fund; one of the next steps is to protect your income with disability insurance. Nearly half of respondents had debt or unpaid balances left over from the surprise medical costs, which averaged $2,782.
Our hope for all those who answered the last statistic is that they were not confronting a loved one who became disabled and temporarily or permanently lost his/her ability to earn a paycheck.