You are going to have a baby. You have plenty of planning to do: Baby showers, potential schools, preparing the nursery, and preparing yourself for three hours of sleep. Everything seems to be discussed except for finances. Without deep, anticipatory discussions and planning you may be walking headlong into any number of common financial mistakes new parents often make.
Some say invest. Some say pay off student loans early. What will you do with your student loan debt? Well, it depends on your situation. It is entirely your choice, so we have compiled a pro/cons list for you to consider prior to your decision.
It is almost second nature to our understanding: Budgets should be created so we know where and how much of our money is outgoing versus incoming. Yet, we fight budgeting like the plague. Perhaps these budgeting apps can make this task a bit simpler for you.
Supplemental disability insurance provides the benefit of receiving around 80 percent of your take home pay instead of around 60 percent if you have no supplemental disability insurance.
When we are young we feel invincible. We believe time is on our side and there is plenty of time to work out financial situations once we are older. However, this is rarely the case. Check out these millennial money mistakes that can hurt you financially in the long term.
Ever hear someone complain that their parents never provided money lessons or proper financial education? Don’t be those parents!
Health insurance is an important aspect of everyone’s health. But a surprising number of people do not even know the most basic health insurance terms. Here is a primer of important terms to know.
A pre-marital financial discussion is a must for those who want to establish a financial foundation and a relationship of trust and teamwork.
Not many people want two jobs, but with the advent of the internet, side hustles are a great and often relatively simple way to pad your pocketbook and increase family revenue for budgets, disability insurance, savings, and an emergency fund.
Long-term disability insurance is income protection. If you become disabled, your medical bills may be covered by health insurance, but how about insuring your income?