Ted Norwood Editor’s Note: You are about to enjoy the most entertaining and informative blog post I’ve ever had the pleasure of editing about Social Security benefits. Read on to learn more about what the Social Security Administration and chocolate chip cookies have in common. Thinking about protecting your family’s income, your children’s future, and…
Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: Facts do not change your clients’ behavior when it comes to understanding their risk for being out of work due to an injury or illness. Bob Herum presents a primer on how to alter your discussion about the impact of disability on financial plans. Traditionally, the…
By Tracey Ferstler, PhD, Head of Return to Health, Global Claims, MetLife COVID turned the world as we know it upside down, and people who work in and around absence management and disability insurance are looking for answers on what’s next. Will we return to normal or is this our new normal? What is unique…
When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
By Ann Lloyd Now that tax refund and stimulus checks have been sent out and cashed, what will you do with the money? Maybe you feel like you’ve got cash burning a hole in your pocket, but it’s important to take a step back and consider your options before making any decisions about what to…
By John J. (“Jamie”) Kalamarides, President, Prudential Group Insurance People with disabilities and their caregivers deserve better than a return to the status quo. Now is the time to put the combined strengths of our government and private sector to work as we look to address the need for Paid Family Medical Leave and build…
After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…
By Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: On July 28, 2015, I was struck by a car as a pedestrian. After the acute portion of my recovery ended, I met with my financial planner to discuss the potential implications to my retirement plan if I was out of work for an extended…
By Nandita Dalal, Vice President, Lincoln Financial Group Moms everywhere are balancing work with caring for their kids or aging parents at home. And for many, it’s become too heavy a load to carry. We’ve heard the stories. Working moms are helping their kids with remote learning while they fall behind on their own work.…
By Paul LaPiana, Head of Product at MassMutual How has the definition of family evolved? Well, recent research by The Council for Disability Awareness founding member, MassMutual, surfaced more similarities than differences regarding how people described family, no matter how you sliced the data. Regardless of age, parental status, ethnicity, race, gender identity, orientation or…
